Legal & Regulatory Advisory | Artlex Consult<\/title>\r\n<meta name=\"description\" content=\"Legal and regulatory advisory for FinTech, crypto, Web3 and digital businesses. MiCA, PSD2, AML\/CFT, AI Act, corporate structuring and digital asset compliance.\">\r\n<meta name=\"keywords\" content=\"legal regulatory fintech, crypto legal advisory, MiCA legal, PSD2 compliance, digital asset legal, Web3 regulatory, AML CFT legal\">\r\n<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\r\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=DM+Serif+Display:ital@0;1&family=DM+Sans:wght@300;400;500;600;700&display=swap\" rel=\"stylesheet\">\r\n<style>\r\n:root{--maroon:#7B1F1F;--maroon-dk:#6a1a1a;--gold:#E8A020;--gold-mid:#B8922A;--light:#F7F7F5;--white:#fff;--grey:#6b6b6b;--border:#E0E0DC;--blue:#1D1D1B}\r\n*{box-sizing:border-box;margin:0;padding:0}\r\nhtml,body{width:100%;overflow-x:hidden}\r\nbody{font-family:'DM Sans',sans-serif;background:var(--white);color:var(--blue);font-size:15px;line-height:1.65}\r\n.c{max-width:960px;margin:0 auto;width:100%}\r\n.btn-primary{display:inline-block;background:var(--maroon);color:#fff !important;font-weight:700;font-size:13px;padding:12px 24px;border-radius:50px;text-decoration:underline;text-underline-offset:2px;border:none;cursor:pointer;transition:background .2s;font-family:'DM Sans',sans-serif}\r\n.btn-primary:hover{background:var(--maroon-dk)}\r\n\r\n\/* HERO *\/\r\n.hero{background:rgba(240,235,228,0.85);color:var(--blue);padding:80px 24px 72px;text-align:center;border-bottom:1px solid rgba(0,0,0,0.08)}\r\n.hero .eyebrow{font-size:11px;font-weight:600;letter-spacing:2px;text-transform:uppercase;color:var(--grey);margin-bottom:16px}\r\n.hero h1{font-family:'DM Serif Display',serif;font-size:clamp(1.8rem,4vw,2.6rem);font-weight:400;line-height:1.2;margin-bottom:12px}\r\n.hero h1 em{font-style:italic;color:var(--maroon)}\r\n.hero p{max-width:620px;margin:0 auto 32px;color:var(--grey);font-size:16px;line-height:1.75}\r\n\r\n\/* SECTIONS *\/\r\n.section{padding:72px 24px}\r\n.section-light{background:var(--light)}\r\n.section-label{font-size:11px;font-weight:600;letter-spacing:2px;text-transform:uppercase;color:var(--gold);margin-bottom:12px}\r\n.section-title{font-family:'DM Serif Display',serif;font-size:clamp(1.6rem,3.5vw,2.2rem);font-weight:400;color:var(--blue);margin-bottom:16px;line-height:1.25}\r\n.section-intro{color:var(--grey);max-width:680px;margin-bottom:40px;font-size:15px;line-height:1.75}\r\n\r\n\/* INTRO *\/\r\n.intro-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}\r\n.intro-text p{font-size:15px;color:var(--grey);line-height:1.8;margin-bottom:14px;font-weight:300}\r\n.intro-text p strong{color:var(--blue);font-weight:500}\r\n.assess-box{border:1px solid var(--border);background:var(--white)}\r\n.assess-title{font-size:10px;font-weight:600;letter-spacing:2px;text-transform:uppercase;color:var(--maroon);padding:14px 20px;border-bottom:1px solid var(--border)}\r\n.assess-list{list-style:none}\r\n.assess-item{padding:10px 20px;border-bottom:1px solid var(--border);display:flex;gap:10px;align-items:center;font-size:13px;color:var(--blue)}\r\n.assess-item:last-child{border-bottom:none}\r\n.assess-arrow{color:var(--gold);font-size:11px;font-weight:700;flex-shrink:0}\r\n\r\n\/* SERVICES *\/\r\n.svc-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}\r\n.svc-card{border:1px solid var(--border);padding:28px 24px;background:var(--white);display:flex;flex-direction:column}\r\n.svc-label{font-size:10px;font-weight:700;letter-spacing:2px;text-transform:uppercase;color:var(--gold);margin-bottom:8px}\r\n.svc-card h3{font-family:'DM Serif Display',serif;font-size:1.2rem;font-weight:400;color:var(--blue);margin-bottom:10px;line-height:1.3}\r\n.svc-card p{font-size:13px;color:var(--grey);line-height:1.65;margin-bottom:14px;font-weight:300;flex:1}\r\n.svc-list{list-style:none;display:flex;flex-direction:column;gap:5px;margin-bottom:22px}\r\n.svc-list li{font-size:12px;color:var(--blue);padding:4px 0 4px 16px;position:relative;line-height:1.5}\r\n.svc-list li::before{content:'\u2192';position:absolute;left:0;color:var(--gold);font-size:11px;font-weight:700;line-height:1.5}\r\n\r\n\/* WHY IT MATTERS *\/\r\n.matters-box{border-left:3px solid var(--gold);padding:28px 32px;background:var(--white)}\r\n.matters-box p{font-size:15px;color:var(--grey);line-height:1.8;margin-bottom:10px;font-weight:300}\r\n.matters-box p:last-child{margin-bottom:0}\r\n.matters-box strong{color:var(--blue);font-weight:500}\r\n.matters-examples{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin-top:24px}\r\n.matter-example{padding:14px 18px;background:var(--light);border:1px solid var(--border);font-size:13px;color:var(--grey);line-height:1.6;font-weight:300}\r\n.matter-example strong{color:var(--blue);font-weight:500;display:block;margin-bottom:3px;font-size:12px}\r\n\r\n\/* HOW WE WORK *\/\r\n.process-steps{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border:1px solid var(--border)}\r\n.process-step{padding:24px 20px;border-right:1px solid var(--border)}\r\n.process-step:last-child{border-right:none}\r\n.process-num{font-family:'DM Serif Display',serif;font-size:28px;color:#f0ede8;line-height:1;margin-bottom:12px}\r\n.process-step h4{font-size:13px;font-weight:600;color:var(--blue);margin-bottom:8px;line-height:1.3}\r\n.process-step p{font-size:12px;color:var(--grey);line-height:1.6;font-weight:300}\r\n\r\n\/* SUITABLE FOR *\/\r\n.suitable-tags{display:flex;flex-wrap:wrap;gap:8px;margin-top:24px}\r\n.suitable-tag{padding:7px 14px;border:1px solid var(--border);font-size:12px;color:var(--blue);background:var(--white)}\r\n\r\n\/* WHY ARTLEX *\/\r\n.why-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}\r\n.why-text p{font-size:15px;color:var(--grey);line-height:1.8;margin-bottom:14px;font-weight:300}\r\n.why-text p strong{color:var(--blue);font-weight:500}\r\n.why-points{list-style:none;border:1px solid var(--border)}\r\n.why-point{padding:12px 18px;border-bottom:1px solid var(--border);display:flex;gap:10px;align-items:center;background:var(--white)}\r\n.why-point:last-child{border-bottom:none}\r\n.why-dot{width:5px;height:5px;border-radius:50%;background:var(--gold);flex-shrink:0}\r\n.why-point-text{font-size:13px;color:var(--blue)}\r\n.cred-box{background:#1a0303;padding:28px;border-top:3px solid var(--gold-mid)}\r\n.cred-box-lbl{font-size:9px;letter-spacing:.18em;text-transform:uppercase;color:var(--gold-mid);margin-bottom:10px;font-weight:500}\r\n.cred-box-title{font-family:'DM Serif Display',serif;font-size:17px;color:#fff;font-weight:400;line-height:1.3;margin-bottom:16px}\r\n.cred-items{display:flex;flex-direction:column;gap:8px}\r\n.cred-item{display:flex;align-items:center;gap:12px;padding:10px 12px;background:rgba(255,255,255,.04);border:.5px solid rgba(184,146,42,.2)}\r\n.cred-badge{font-size:11px;font-weight:700;color:var(--gold-mid);width:52px;flex-shrink:0}\r\n.cred-info h4{font-size:12px;font-weight:500;color:#fff;margin-bottom:2px}\r\n.cred-info p{font-size:10px;color:rgba(255,255,255,.38);font-weight:300;line-height:1.4}\r\n\r\n\/* IMP NOTE *\/\r\n.imp-note{padding:18px 22px;border-left:3px solid var(--maroon);background:var(--light);font-size:12px;color:var(--grey);line-height:1.7;margin-top:40px}\r\n\r\n\/* CTA *\/\r\n.cta-section{background:#1a0303;padding:72px 24px;position:relative}\r\n.cta-section::before{content:'';position:absolute;top:0;left:0;right:0;height:2px;background:var(--gold-mid)}\r\n.cta-grid{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:start}\r\n.cta-left h2{font-family:'DM Serif Display',serif;font-size:clamp(1.4rem,3vw,1.9rem);color:#fff;margin-bottom:12px;line-height:1.2}\r\n.cta-left p{color:rgba(255,255,255,.5);font-size:15px;line-height:1.75;margin-bottom:20px;font-weight:300}\r\n.cta-contacts{display:flex;flex-direction:column;gap:8px}\r\n.cta-contact{font-size:13px;color:rgba(255,255,255,.35);font-weight:300}\r\n.cta-contact a{color:rgba(255,255,255,.5);text-decoration:none}\r\n.cta-form-wrap{background:rgba(255,255,255,.05);border:.5px solid rgba(255,255,255,.1);padding:32px 28px}\r\n.cta-form-title{font-family:'DM Serif Display',serif;font-size:18px;color:#fff;margin-bottom:20px;font-weight:400}\r\n.cform-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}\r\n.cform-field{display:flex;flex-direction:column;gap:5px;margin-bottom:12px}\r\n.cform-label{font-size:11px;font-weight:600;letter-spacing:.05em;text-transform:uppercase;color:rgba(255,255,255,.4)}\r\n.req{color:var(--gold)}\r\n.ci{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.14);padding:12px 14px;font-size:13px;color:#fff;font-family:'DM Sans',sans-serif;outline:none;width:100%}\r\n.ci::placeholder{color:rgba(255,255,255,.25)}\r\n.ci-select{appearance:none;cursor:pointer}\r\n.ci-select option{background:#1a0303;color:#fff}\r\n.ci-ta{resize:vertical;min-height:100px}\r\n.btn-submit{width:100%;background:var(--maroon);color:#fff;font-weight:700;font-size:14px;padding:15px 28px;border-radius:50px;text-decoration:underline;text-underline-offset:2px;border:none;cursor:pointer;font-family:'DM Sans',sans-serif;margin-top:4px;transition:background .2s}\r\n.btn-submit:hover{background:var(--maroon-dk)}\r\n.cform-note{font-size:11px;color:rgba(255,255,255,.2);margin-top:10px;line-height:1.6}\r\n\r\n@media(max-width:900px){.process-steps{grid-template-columns:repeat(2,1fr)}.process-step{border-bottom:1px solid var(--border)}.process-step:nth-child(2){border-right:none}.process-step:nth-child(3){border-right:1px solid var(--border)}.process-step:last-child{border-right:none;border-bottom:none}}\r\n@media(max-width:640px){.section{padding:48px 16px}.intro-grid,.svc-grid,.matters-examples,.why-grid,.cta-grid{grid-template-columns:1fr}.process-steps{grid-template-columns:1fr}.process-step{border-right:none}.cform-row{grid-template-columns:1fr}.hero{padding:56px 16px 48px}}\r\n<\/style>\r\n<\/head>\r\n<body>\r\n\r\n\r\n<section class=\"hero\">\r\n <div class=\"eyebrow\">Legal & Regulatory \u00b7 Advisory<\/div>\r\n <h1>Legal & Regulatory Advisory<br>for <em>Regulated Digital Businesses<\/em><\/h1>\r\n <p>Artlex Consult supports FinTech, crypto, Web3 and digital businesses with legal structuring, regulatory analysis, compliance documentation and practical implementation.<\/p>\r\n <a href=\"#contact\" class=\"btn-primary\">Discuss your legal & regulatory needs<\/a>\r\n<\/section>\r\n\r\n\r\n<section class=\"section\">\r\n <div class=\"c\">\r\n <div class=\"intro-grid\">\r\n <div class=\"intro-text\">\r\n <div class=\"section-label\">Our approach<\/div>\r\n <h2 class=\"section-title\">One Advisory Layer for Legal, Regulatory and Operational Risk<\/h2>\r\n <p>Digital businesses often face <strong>overlapping obligations<\/strong>. A single business model may involve crypto-asset regulation, payment services rules, AML\/CFT duties, data protection requirements, outsourcing controls, consumer protection and internal governance obligations.<\/p>\r\n <p>Artlex Consult helps clients identify these overlaps <strong>before they become regulatory, banking or operational problems<\/strong>.<\/p>\r\n <p>Our work combines legal analysis, regulatory compliance and operational understanding \u2014 because in regulated digital business, contracts, licensing, AML\/CFT, payments, data protection and governance cannot be treated separately.<\/p>\r\n <\/div>\r\n <div>\r\n <div class=\"assess-box\">\r\n <div class=\"assess-title\">We assess your exposure across<\/div>\r\n <ul class=\"assess-list\">\r\n <li class=\"assess-item\"><span class=\"assess-arrow\">\u2192<\/span>Business model and service structure<\/li>\r\n <li class=\"assess-item\"><span class=\"assess-arrow\">\u2192<\/span>Crypto-asset and digital asset activity<\/li>\r\n <li class=\"assess-item\"><span class=\"assess-arrow\">\u2192<\/span>Payment flows and PSD2 exposure<\/li>\r\n <li class=\"assess-item\"><span class=\"assess-arrow\">\u2192<\/span>Custody and control over client assets<\/li>\r\n <li class=\"assess-item\"><span class=\"assess-arrow\">\u2192<\/span>AML\/CFT obligations<\/li>\r\n <li class=\"assess-item\"><span class=\"assess-arrow\">\u2192<\/span>Sanctions and high-risk jurisdiction exposure<\/li>\r\n <li class=\"assess-item\"><span class=\"assess-arrow\">\u2192<\/span>Contractual and outsourcing risks<\/li>\r\n <li class=\"assess-item\"><span class=\"assess-arrow\">\u2192<\/span>Governance and internal control requirements<\/li>\r\n <li class=\"assess-item\"><span class=\"assess-arrow\">\u2192<\/span>Data protection and AI-related compliance risks<\/li>\r\n <\/ul>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n\r\n<section class=\"section section-light\">\r\n <div class=\"c\">\r\n <div class=\"section-label\">Services<\/div>\r\n <h2 class=\"section-title\">Legal & Regulatory Services<\/h2>\r\n <p class=\"section-intro\">Four core practice areas \u2014 each focused on the legal and regulatory challenges specific to digital, crypto and FinTech businesses.<\/p>\r\n <div class=\"svc-grid\">\r\n\r\n <div class=\"svc-card\">\r\n <div class=\"svc-label\">Corporate & Commercial<\/div>\r\n <h3>Corporate & Commercial<\/h3>\r\n <p>Legal support for company structuring, commercial contracts and governance arrangements.<\/p>\r\n <ul class=\"svc-list\">\r\n <li>Corporate structuring<\/li>\r\n <li>Shareholder and director matters<\/li>\r\n <li>Commercial agreements<\/li>\r\n <li>Service and outsourcing contracts<\/li>\r\n <li>Referral and partnership agreements<\/li>\r\n <li>NDAs and non-circumvention agreements<\/li>\r\n <li>Internal corporate documents<\/li>\r\n <li>Legal review of business arrangements<\/li>\r\n <\/ul>\r\n <a href=\"#\" class=\"btn-primary\">Learn more<\/a>\r\n <\/div>\r\n\r\n <div class=\"svc-card\">\r\n <div class=\"svc-label\">Payments & PSD2<\/div>\r\n <h3>PSD2 Legal & Compliance<\/h3>\r\n <p>Legal and compliance support for businesses dealing with payments, fiat flows, electronic money, payment institutions, PSPs or hybrid crypto-payment models.<\/p>\r\n <ul class=\"svc-list\">\r\n <li>Payment flow analysis<\/li>\r\n <li>PSD2 perimeter assessment<\/li>\r\n <li>PSP \/ payment institution exposure<\/li>\r\n <li>EMT and stablecoin payment risk analysis<\/li>\r\n <li>Safeguarding and client funds questions<\/li>\r\n <li>Payment compliance documentation<\/li>\r\n <li>Coordination with payment providers and EMIs<\/li>\r\n <\/ul>\r\n <a href=\"#\" class=\"btn-primary\">Learn more<\/a>\r\n <\/div>\r\n\r\n <div class=\"svc-card\">\r\n <div class=\"svc-label\">FinTech & Digital Assets<\/div>\r\n <h3>FinTech & Digital Assets<\/h3>\r\n <p>Legal and regulatory support for FinTech, crypto, Web3 and digital asset businesses across the full regulatory lifecycle.<\/p>\r\n <ul class=\"svc-list\">\r\n <li>Crypto-asset service analysis<\/li>\r\n <li>MiCA \/ CASP perimeter review<\/li>\r\n <li>VASP \/ CASP licensing support<\/li>\r\n <li>Token model review<\/li>\r\n <li>RWA tokenisation support<\/li>\r\n <li>Platform terms and risk disclosures<\/li>\r\n <li>Custody and wallet structure assessment<\/li>\r\n <li>Legal structuring of digital asset operations<\/li>\r\n <\/ul>\r\n <a href=\"#\" class=\"btn-primary\">Learn more<\/a>\r\n <\/div>\r\n\r\n <div class=\"svc-card\">\r\n <div class=\"svc-label\">AI Act<\/div>\r\n <h3>AI Act Compliance<\/h3>\r\n <p>Regulatory advisory for AI use in crypto, FinTech and compliance-critical operations \u2014 integrated with MiCA, AML\/CFT and GDPR obligations.<\/p>\r\n <ul class=\"svc-list\">\r\n <li>AI use case mapping<\/li>\r\n <li>AI Act risk classification<\/li>\r\n <li>Provider vs deployer obligation review<\/li>\r\n <li>AI governance policies<\/li>\r\n <li>Human oversight procedures<\/li>\r\n <li>AI vendor and RegTech due diligence<\/li>\r\n <li>Integration with AML\/CFT, GDPR and MiCA<\/li>\r\n <\/ul>\r\n <a href=\"#\" class=\"btn-primary\">Learn more<\/a>\r\n <\/div>\r\n\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n\r\n<section class=\"section\">\r\n <div class=\"c\">\r\n <div class=\"section-label\">Why it matters<\/div>\r\n <h2 class=\"section-title\">Legal and Regulatory Issues Rarely Exist in Isolation<\/h2>\r\n <div class=\"matters-box\">\r\n <p>For regulated digital businesses, <strong>legal and regulatory issues are rarely isolated<\/strong>. The decisions made in one area directly affect obligations in another \u2014 and the consequences appear at the worst possible moment: during banking onboarding, licensing review, investor due diligence or regulatory inspection.<\/p>\r\n <p>That is why Artlex Consult focuses on the full operational picture, not only isolated documents.<\/p>\r\n <div class=\"matters-examples\">\r\n <div class=\"matter-example\"><strong>Contract \u2192 AML responsibility<\/strong>A commercial contract can determine who bears AML\/CFT obligations \u2014 and whether controls are legally assigned.<\/div>\r\n <div class=\"matter-example\"><strong>Payment flow \u2192 PSD2 exposure<\/strong>A payment or fiat flow in a crypto business model can trigger payment institution licensing requirements.<\/div>\r\n <div class=\"matter-example\"><strong>Wallet structure \u2192 Custody analysis<\/strong>How assets are held and controlled determines whether custody licensing obligations apply under MiCA.<\/div>\r\n <div class=\"matter-example\"><strong>Token model \u2192 MiCA \/ securities risk<\/strong>The design of a token or digital asset can create MiCA classification issues or attract securities law analysis.<\/div>\r\n <div class=\"matter-example\"><strong>AI tool \u2192 AI Act & GDPR obligations<\/strong>AI used for onboarding or transaction monitoring creates AI Act deployer obligations and GDPR data governance requirements.<\/div>\r\n <div class=\"matter-example\"><strong>Outsourcing \u2192 Regulatory risk<\/strong>Outsourcing compliance or operational functions to third parties can create governance, liability and regulatory accountability risks.<\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n\r\n<section class=\"section section-light\">\r\n <div class=\"c\">\r\n <div class=\"section-label\">Suitable for<\/div>\r\n <h2 class=\"section-title\">Who We Support<\/h2>\r\n <p class=\"section-intro\">Our legal and regulatory advisory is designed for businesses operating in or entering regulated digital markets.<\/p>\r\n <div class=\"suitable-tags\">\r\n <span class=\"suitable-tag\">Crypto exchanges & brokers<\/span>\r\n <span class=\"suitable-tag\">Wallet & transfer service providers<\/span>\r\n <span class=\"suitable-tag\">FinTech & payment companies<\/span>\r\n <span class=\"suitable-tag\">Web3 platforms<\/span>\r\n <span class=\"suitable-tag\">Tokenisation & digital asset projects<\/span>\r\n <span class=\"suitable-tag\">Companies preparing for licensing<\/span>\r\n <span class=\"suitable-tag\">Startups entering regulated markets<\/span>\r\n <span class=\"suitable-tag\">International businesses expanding into Europe<\/span>\r\n <span class=\"suitable-tag\">Service providers needing legal & compliance support<\/span>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n\r\n<section class=\"section\">\r\n <div class=\"c\">\r\n <div class=\"section-label\">How we work<\/div>\r\n <h2 class=\"section-title\">Our Process<\/h2>\r\n <p class=\"section-intro\">A structured approach from initial business model review through to implementation support.<\/p>\r\n <div class=\"process-steps\">\r\n <div class=\"process-step\">\r\n <div class=\"process-num\">01<\/div>\r\n <h4>Business Model Review<\/h4>\r\n <p>We analyse the business model, services, client flow, asset flow, jurisdictions and operational setup.<\/p>\r\n <\/div>\r\n <div class=\"process-step\">\r\n <div class=\"process-num\">02<\/div>\r\n <h4>Regulatory Mapping<\/h4>\r\n <p>We identify the legal and regulatory regimes that apply \u2014 crypto, payments, AML\/CFT, data protection, AI and governance.<\/p>\r\n <\/div>\r\n <div class=\"process-step\">\r\n <div class=\"process-num\">03<\/div>\r\n <h4>Documentation & Structuring<\/h4>\r\n <p>We prepare or review the legal, regulatory and compliance documents required for the project.<\/p>\r\n <\/div>\r\n <div class=\"process-step\">\r\n <div class=\"process-num\">04<\/div>\r\n <h4>Implementation Support<\/h4>\r\n <p>We help align documentation with real operations, provider arrangements, internal controls and regulatory expectations.<\/p>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n\r\n<section class=\"section section-light\">\r\n <div class=\"c\">\r\n <div class=\"why-grid\">\r\n <div>\r\n <div class=\"section-label\">Why Artlex<\/div>\r\n <h2 class=\"section-title\">Legal Expertise Built on Regulatory & Operational Experience<\/h2>\r\n <div class=\"why-text\">\r\n <p>Artlex Consult combines legal, regulatory and compliance experience in the digital business sector.<\/p>\r\n <p>We do not treat legal documentation as a template exercise. We assess how the structure works in practice, whether it supports the business model, and whether it can withstand review by <strong>banks, partners, regulators or investors<\/strong>.<\/p>\r\n <\/div>\r\n <ul class=\"why-points\">\r\n <li class=\"why-point\"><div class=\"why-dot\"><\/div><div class=\"why-point-text\">Business-model driven approach<\/div><\/li>\r\n <li class=\"why-point\"><div class=\"why-dot\"><\/div><div class=\"why-point-text\">Compliance-aware legal structuring<\/div><\/li>\r\n <li class=\"why-point\"><div class=\"why-dot\"><\/div><div class=\"why-point-text\">Regulator-facing documentation<\/div><\/li>\r\n <li class=\"why-point\"><div class=\"why-dot\"><\/div><div class=\"why-point-text\">Practical and implementation-oriented<\/div><\/li>\r\n <li class=\"why-point\"><div class=\"why-dot\"><\/div><div class=\"why-point-text\">Suitable for cross-border digital businesses<\/div><\/li>\r\n <\/ul>\r\n <div class=\"imp-note\" style=\"margin-top:24px\">\r\n Artlex Consult provides legal, regulatory and compliance advisory services. Where jurisdiction-specific reserved legal services, court representation, notarial acts or local legal opinions are required, such services may be provided in cooperation with locally qualified lawyers or partner firms.\r\n <\/div>\r\n <\/div>\r\n <div class=\"cred-box\">\r\n <div class=\"cred-box-lbl\">Professional Credentials<\/div>\r\n <div class=\"cred-box-title\">PhD-qualified legal &<br>compliance professionals<\/div>\r\n <div class=\"cred-items\">\r\n <div class=\"cred-item\">\r\n <div class=\"cred-badge\">PhD<\/div>\r\n <div class=\"cred-info\">\r\n <h4>PhD-Qualified Lawyers<\/h4>\r\n <p>Doctoral degrees in EU law \u2014 academic depth combined with operational practice<\/p>\r\n <\/div>\r\n <\/div>\r\n <div class=\"cred-item\">\r\n <div class=\"cred-badge\">ACAMS<\/div>\r\n <div class=\"cred-info\">\r\n <h4>ACAMS Certified<\/h4>\r\n <p>Association of Certified Anti-Money Laundering Specialists<\/p>\r\n <\/div>\r\n <\/div>\r\n <div class=\"cred-item\">\r\n <div class=\"cred-badge\">CySEC<\/div>\r\n <div class=\"cred-info\">\r\n <h4>CySEC AML Certified<\/h4>\r\n <p>Cyprus Securities & Exchange Commission \u2014 EU investment services<\/p>\r\n <\/div>\r\n <\/div>\r\n <div class=\"cred-item\">\r\n <div class=\"cred-badge\">ACFE<\/div>\r\n <div class=\"cred-info\">\r\n <h4>ACFE Member<\/h4>\r\n <p>Association of Certified Fraud Examiners<\/p>\r\n <\/div>\r\n <\/div>\r\n <div class=\"cred-item\">\r\n <div class=\"cred-badge\">MBA<\/div>\r\n <div class=\"cred-info\">\r\n <h4>Metaverse Bar Association<\/h4>\r\n <p>Canada \u2014 digital assets and Web3 legal framework<\/p>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n\r\n<section class=\"cta-section\" id=\"contact\">\r\n <div class=\"c\">\r\n <div class=\"cta-grid\">\r\n <div class=\"cta-left\">\r\n <h2>Need Legal & Regulatory Clarity Before Launching or Scaling?<\/h2>\r\n <p>We can help assess your business model, identify regulatory exposure and prepare the legal and compliance structure required for your operations.<\/p>\r\n <div class=\"cta-contacts\">\r\n <div class=\"cta-contact\">\u2709 <a href=\"mailto:info@artlexconsult.com\">info@artlexconsult.com<\/a><\/div>\r\n <div class=\"cta-contact\">\ud83d\udcde <a href=\"tel:+420607667076\">+420 607 667 076<\/a><\/div>\r\n <\/div>\r\n <\/div>\r\n <div class=\"cta-form-wrap\">\r\n <div class=\"cta-form-title\">Contact Artlex Consult<\/div>\r\n <form onsubmit=\"return false\">\r\n <div class=\"cform-row\">\r\n <div class=\"cform-field\">\r\n <label class=\"cform-label\">Full name <span class=\"req\">*<\/span><\/label>\r\n <input class=\"ci\" type=\"text\" placeholder=\"Your name\" required>\r\n <\/div>\r\n <div class=\"cform-field\">\r\n <label class=\"cform-label\">Email <span class=\"req\">*<\/span><\/label>\r\n <input class=\"ci\" type=\"email\" placeholder=\"Email address\" required>\r\n <\/div>\r\n <\/div>\r\n <div class=\"cform-field\">\r\n <label class=\"cform-label\">Company \/ project <span class=\"req\">*<\/span><\/label>\r\n <input class=\"ci\" type=\"text\" placeholder=\"Company or project name\" required>\r\n <\/div>\r\n <div class=\"cform-field\">\r\n <label class=\"cform-label\">Service of interest<\/label>\r\n <select class=\"ci ci-select\">\r\n <option value=\"\" disabled selected>Select a service<\/option>\r\n <option>Corporate & Commercial<\/option>\r\n <option>PSD2 Legal & Compliance<\/option>\r\n <option>FinTech & Digital Assets<\/option>\r\n <option>AI Act Compliance<\/option>\r\n <option>Not sure \u2014 need advice<\/option>\r\n <\/select>\r\n <\/div>\r\n <div class=\"cform-field\">\r\n <label class=\"cform-label\">Message <span class=\"req\">*<\/span><\/label>\r\n <textarea class=\"ci ci-ta\" placeholder=\"Briefly describe your business and what you need\" required rows=\"4\"><\/textarea>\r\n <\/div>\r\n <button type=\"submit\" class=\"btn-submit\">Send Request<\/button>\r\n <div class=\"cform-note\">Fields marked <span class=\"req\">*<\/span> are required. We respond within 24 hours. All enquiries handled confidentially.<\/div>\r\n <\/form>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n<\/body>\r\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Legal & Regulatory Advisory | Artlex Consult Legal & Regulatory \u00b7 Advisory Legal & Regulatory Advisoryfor Regulated Digital Businesses Artlex Consult supports FinTech, crypto, Web3 and digital businesses with legal structuring, regulatory analysis, compliance documentation and practical implementation. Discuss your legal & regulatory needs Our approach One Advisory Layer for Legal, Regulatory and Operational Risk […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-template\/second-page.php","meta":{"_eb_attr":"","footnotes":""},"class_list":["post-20208","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/artlexconsult.com\/index.php?rest_route=\/wp\/v2\/pages\/20208","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/artlexconsult.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/artlexconsult.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/artlexconsult.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/artlexconsult.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=20208"}],"version-history":[{"count":4,"href":"https:\/\/artlexconsult.com\/index.php?rest_route=\/wp\/v2\/pages\/20208\/revisions"}],"predecessor-version":[{"id":20215,"href":"https:\/\/artlexconsult.com\/index.php?rest_route=\/wp\/v2\/pages\/20208\/revisions\/20215"}],"wp:attachment":[{"href":"https:\/\/artlexconsult.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=20208"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}

\n\t\t\t\t\t\t

\n\t\t\t\t\t

\n\t\t\t

\n\t\t\t\t\t\t

\n\t\t\t\t

\n\t\t\t\t\t\r\n\r\n\r\n\r\n\r\nLegal & Regulatory Advisory | Artlex Consult<\/title>\r\n<meta name=\"description\" content=\"Legal and regulatory advisory for FinTech, crypto, Web3 and digital businesses. MiCA, PSD2, AML\/CFT, AI Act, corporate structuring and digital asset compliance.\">\r\n<meta name=\"keywords\" content=\"legal regulatory fintech, crypto legal advisory, MiCA legal, PSD2 compliance, digital asset legal, Web3 regulatory, AML CFT legal\">\r\n<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\r\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=DM+Serif+Display:ital@0;1&family=DM+Sans:wght@300;400;500;600;700&display=swap\" rel=\"stylesheet\">\r\n<style>\r\n:root{--maroon:#7B1F1F;--maroon-dk:#6a1a1a;--gold:#E8A020;--gold-mid:#B8922A;--light:#F7F7F5;--white:#fff;--grey:#6b6b6b;--border:#E0E0DC;--blue:#1D1D1B}\r\n*{box-sizing:border-box;margin:0;padding:0}\r\nhtml,body{width:100%;overflow-x:hidden}\r\nbody{font-family:'DM Sans',sans-serif;background:var(--white);color:var(--blue);font-size:15px;line-height:1.65}\r\n.c{max-width:960px;margin:0 auto;width:100%}\r\n.btn-primary{display:inline-block;background:var(--maroon);color:#fff !important;font-weight:700;font-size:13px;padding:12px 24px;border-radius:50px;text-decoration:underline;text-underline-offset:2px;border:none;cursor:pointer;transition:background .2s;font-family:'DM Sans',sans-serif}\r\n.btn-primary:hover{background:var(--maroon-dk)}\r\n\r\n\/* HERO *\/\r\n.hero{background:rgba(240,235,228,0.85);color:var(--blue);padding:80px 24px 72px;text-align:center;border-bottom:1px solid rgba(0,0,0,0.08)}\r\n.hero .eyebrow{font-size:11px;font-weight:600;letter-spacing:2px;text-transform:uppercase;color:var(--grey);margin-bottom:16px}\r\n.hero h1{font-family:'DM Serif Display',serif;font-size:clamp(1.8rem,4vw,2.6rem);font-weight:400;line-height:1.2;margin-bottom:12px}\r\n.hero h1 em{font-style:italic;color:var(--maroon)}\r\n.hero p{max-width:620px;margin:0 auto 32px;color:var(--grey);font-size:16px;line-height:1.75}\r\n\r\n\/* SECTIONS *\/\r\n.section{padding:72px 24px}\r\n.section-light{background:var(--light)}\r\n.section-label{font-size:11px;font-weight:600;letter-spacing:2px;text-transform:uppercase;color:var(--gold);margin-bottom:12px}\r\n.section-title{font-family:'DM Serif Display',serif;font-size:clamp(1.6rem,3.5vw,2.2rem);font-weight:400;color:var(--blue);margin-bottom:16px;line-height:1.25}\r\n.section-intro{color:var(--grey);max-width:680px;margin-bottom:40px;font-size:15px;line-height:1.75}\r\n\r\n\/* INTRO *\/\r\n.intro-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}\r\n.intro-text p{font-size:15px;color:var(--grey);line-height:1.8;margin-bottom:14px;font-weight:300}\r\n.intro-text p strong{color:var(--blue);font-weight:500}\r\n.assess-box{border:1px solid var(--border);background:var(--white)}\r\n.assess-title{font-size:10px;font-weight:600;letter-spacing:2px;text-transform:uppercase;color:var(--maroon);padding:14px 20px;border-bottom:1px solid var(--border)}\r\n.assess-list{list-style:none}\r\n.assess-item{padding:10px 20px;border-bottom:1px solid var(--border);display:flex;gap:10px;align-items:center;font-size:13px;color:var(--blue)}\r\n.assess-item:last-child{border-bottom:none}\r\n.assess-arrow{color:var(--gold);font-size:11px;font-weight:700;flex-shrink:0}\r\n\r\n\/* SERVICES *\/\r\n.svc-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}\r\n.svc-card{border:1px solid var(--border);padding:28px 24px;background:var(--white);display:flex;flex-direction:column}\r\n.svc-label{font-size:10px;font-weight:700;letter-spacing:2px;text-transform:uppercase;color:var(--gold);margin-bottom:8px}\r\n.svc-card h3{font-family:'DM Serif Display',serif;font-size:1.2rem;font-weight:400;color:var(--blue);margin-bottom:10px;line-height:1.3}\r\n.svc-card p{font-size:13px;color:var(--grey);line-height:1.65;margin-bottom:14px;font-weight:300;flex:1}\r\n.svc-list{list-style:none;display:flex;flex-direction:column;gap:5px;margin-bottom:22px}\r\n.svc-list li{font-size:12px;color:var(--blue);padding:4px 0 4px 16px;position:relative;line-height:1.5}\r\n.svc-list li::before{content:'\u2192';position:absolute;left:0;color:var(--gold);font-size:11px;font-weight:700;line-height:1.5}\r\n\r\n\/* WHY IT MATTERS *\/\r\n.matters-box{border-left:3px solid var(--gold);padding:28px 32px;background:var(--white)}\r\n.matters-box p{font-size:15px;color:var(--grey);line-height:1.8;margin-bottom:10px;font-weight:300}\r\n.matters-box p:last-child{margin-bottom:0}\r\n.matters-box strong{color:var(--blue);font-weight:500}\r\n.matters-examples{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin-top:24px}\r\n.matter-example{padding:14px 18px;background:var(--light);border:1px solid var(--border);font-size:13px;color:var(--grey);line-height:1.6;font-weight:300}\r\n.matter-example strong{color:var(--blue);font-weight:500;display:block;margin-bottom:3px;font-size:12px}\r\n\r\n\/* HOW WE WORK *\/\r\n.process-steps{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border:1px solid var(--border)}\r\n.process-step{padding:24px 20px;border-right:1px solid var(--border)}\r\n.process-step:last-child{border-right:none}\r\n.process-num{font-family:'DM Serif Display',serif;font-size:28px;color:#f0ede8;line-height:1;margin-bottom:12px}\r\n.process-step h4{font-size:13px;font-weight:600;color:var(--blue);margin-bottom:8px;line-height:1.3}\r\n.process-step p{font-size:12px;color:var(--grey);line-height:1.6;font-weight:300}\r\n\r\n\/* SUITABLE FOR *\/\r\n.suitable-tags{display:flex;flex-wrap:wrap;gap:8px;margin-top:24px}\r\n.suitable-tag{padding:7px 14px;border:1px solid var(--border);font-size:12px;color:var(--blue);background:var(--white)}\r\n\r\n\/* WHY ARTLEX *\/\r\n.why-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}\r\n.why-text p{font-size:15px;color:var(--grey);line-height:1.8;margin-bottom:14px;font-weight:300}\r\n.why-text p strong{color:var(--blue);font-weight:500}\r\n.why-points{list-style:none;border:1px solid var(--border)}\r\n.why-point{padding:12px 18px;border-bottom:1px solid var(--border);display:flex;gap:10px;align-items:center;background:var(--white)}\r\n.why-point:last-child{border-bottom:none}\r\n.why-dot{width:5px;height:5px;border-radius:50%;background:var(--gold);flex-shrink:0}\r\n.why-point-text{font-size:13px;color:var(--blue)}\r\n.cred-box{background:#1a0303;padding:28px;border-top:3px solid var(--gold-mid)}\r\n.cred-box-lbl{font-size:9px;letter-spacing:.18em;text-transform:uppercase;color:var(--gold-mid);margin-bottom:10px;font-weight:500}\r\n.cred-box-title{font-family:'DM Serif Display',serif;font-size:17px;color:#fff;font-weight:400;line-height:1.3;margin-bottom:16px}\r\n.cred-items{display:flex;flex-direction:column;gap:8px}\r\n.cred-item{display:flex;align-items:center;gap:12px;padding:10px 12px;background:rgba(255,255,255,.04);border:.5px solid rgba(184,146,42,.2)}\r\n.cred-badge{font-size:11px;font-weight:700;color:var(--gold-mid);width:52px;flex-shrink:0}\r\n.cred-info h4{font-size:12px;font-weight:500;color:#fff;margin-bottom:2px}\r\n.cred-info p{font-size:10px;color:rgba(255,255,255,.38);font-weight:300;line-height:1.4}\r\n\r\n\/* IMP NOTE *\/\r\n.imp-note{padding:18px 22px;border-left:3px solid var(--maroon);background:var(--light);font-size:12px;color:var(--grey);line-height:1.7;margin-top:40px}\r\n\r\n\/* CTA *\/\r\n.cta-section{background:#1a0303;padding:72px 24px;position:relative}\r\n.cta-section::before{content:'';position:absolute;top:0;left:0;right:0;height:2px;background:var(--gold-mid)}\r\n.cta-grid{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:start}\r\n.cta-left h2{font-family:'DM Serif Display',serif;font-size:clamp(1.4rem,3vw,1.9rem);color:#fff;margin-bottom:12px;line-height:1.2}\r\n.cta-left p{color:rgba(255,255,255,.5);font-size:15px;line-height:1.75;margin-bottom:20px;font-weight:300}\r\n.cta-contacts{display:flex;flex-direction:column;gap:8px}\r\n.cta-contact{font-size:13px;color:rgba(255,255,255,.35);font-weight:300}\r\n.cta-contact a{color:rgba(255,255,255,.5);text-decoration:none}\r\n.cta-form-wrap{background:rgba(255,255,255,.05);border:.5px solid rgba(255,255,255,.1);padding:32px 28px}\r\n.cta-form-title{font-family:'DM Serif Display',serif;font-size:18px;color:#fff;margin-bottom:20px;font-weight:400}\r\n.cform-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}\r\n.cform-field{display:flex;flex-direction:column;gap:5px;margin-bottom:12px}\r\n.cform-label{font-size:11px;font-weight:600;letter-spacing:.05em;text-transform:uppercase;color:rgba(255,255,255,.4)}\r\n.req{color:var(--gold)}\r\n.ci{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.14);padding:12px 14px;font-size:13px;color:#fff;font-family:'DM Sans',sans-serif;outline:none;width:100%}\r\n.ci::placeholder{color:rgba(255,255,255,.25)}\r\n.ci-select{appearance:none;cursor:pointer}\r\n.ci-select option{background:#1a0303;color:#fff}\r\n.ci-ta{resize:vertical;min-height:100px}\r\n.btn-submit{width:100%;background:var(--maroon);color:#fff;font-weight:700;font-size:14px;padding:15px 28px;border-radius:50px;text-decoration:underline;text-underline-offset:2px;border:none;cursor:pointer;font-family:'DM Sans',sans-serif;margin-top:4px;transition:background .2s}\r\n.btn-submit:hover{background:var(--maroon-dk)}\r\n.cform-note{font-size:11px;color:rgba(255,255,255,.2);margin-top:10px;line-height:1.6}\r\n\r\n@media(max-width:900px){.process-steps{grid-template-columns:repeat(2,1fr)}.process-step{border-bottom:1px solid var(--border)}.process-step:nth-child(2){border-right:none}.process-step:nth-child(3){border-right:1px solid var(--border)}.process-step:last-child{border-right:none;border-bottom:none}}\r\n@media(max-width:640px){.section{padding:48px 16px}.intro-grid,.svc-grid,.matters-examples,.why-grid,.cta-grid{grid-template-columns:1fr}.process-steps{grid-template-columns:1fr}.process-step{border-right:none}.cform-row{grid-template-columns:1fr}.hero{padding:56px 16px 48px}}\r\n<\/style>\r\n<\/head>\r\n<body>\r\n\r\n\r\n<section class=\"hero\">\r\n <div class=\"eyebrow\">Legal & Regulatory \u00b7 Advisory<\/div>\r\n <h1>Legal & Regulatory Advisory<br>for <em>Regulated Digital Businesses<\/em><\/h1>\r\n <p>Artlex Consult supports FinTech, crypto, Web3 and digital businesses with legal structuring, regulatory analysis, compliance documentation and practical implementation.<\/p>\r\n <a href=\"#contact\" class=\"btn-primary\">Discuss your legal & regulatory needs<\/a>\r\n<\/section>\r\n\r\n\r\n<section class=\"section\">\r\n <div class=\"c\">\r\n <div class=\"intro-grid\">\r\n <div class=\"intro-text\">\r\n <div class=\"section-label\">Our approach<\/div>\r\n <h2 class=\"section-title\">One Advisory Layer for Legal, Regulatory and Operational Risk<\/h2>\r\n <p>Digital businesses often face <strong>overlapping obligations<\/strong>. A single business model may involve crypto-asset regulation, payment services rules, AML\/CFT duties, data protection requirements, outsourcing controls, consumer protection and internal governance obligations.<\/p>\r\n <p>Artlex Consult helps clients identify these overlaps <strong>before they become regulatory, banking or operational problems<\/strong>.<\/p>\r\n <p>Our work combines legal analysis, regulatory compliance and operational understanding \u2014 because in regulated digital business, contracts, licensing, AML\/CFT, payments, data protection and governance cannot be treated separately.<\/p>\r\n <\/div>\r\n <div>\r\n <div class=\"assess-box\">\r\n <div class=\"assess-title\">We assess your exposure across<\/div>\r\n <ul class=\"assess-list\">\r\n <li class=\"assess-item\"><span class=\"assess-arrow\">\u2192<\/span>Business model and service structure<\/li>\r\n <li class=\"assess-item\"><span class=\"assess-arrow\">\u2192<\/span>Crypto-asset and digital asset activity<\/li>\r\n <li class=\"assess-item\"><span class=\"assess-arrow\">\u2192<\/span>Payment flows and PSD2 exposure<\/li>\r\n <li class=\"assess-item\"><span class=\"assess-arrow\">\u2192<\/span>Custody and control over client assets<\/li>\r\n <li class=\"assess-item\"><span class=\"assess-arrow\">\u2192<\/span>AML\/CFT obligations<\/li>\r\n <li class=\"assess-item\"><span class=\"assess-arrow\">\u2192<\/span>Sanctions and high-risk jurisdiction exposure<\/li>\r\n <li class=\"assess-item\"><span class=\"assess-arrow\">\u2192<\/span>Contractual and outsourcing risks<\/li>\r\n <li class=\"assess-item\"><span class=\"assess-arrow\">\u2192<\/span>Governance and internal control requirements<\/li>\r\n <li class=\"assess-item\"><span class=\"assess-arrow\">\u2192<\/span>Data protection and AI-related compliance risks<\/li>\r\n <\/ul>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n\r\n<section class=\"section section-light\">\r\n <div class=\"c\">\r\n <div class=\"section-label\">Services<\/div>\r\n <h2 class=\"section-title\">Legal & Regulatory Services<\/h2>\r\n <p class=\"section-intro\">Four core practice areas \u2014 each focused on the legal and regulatory challenges specific to digital, crypto and FinTech businesses.<\/p>\r\n <div class=\"svc-grid\">\r\n\r\n <div class=\"svc-card\">\r\n <div class=\"svc-label\">Corporate & Commercial<\/div>\r\n <h3>Corporate & Commercial<\/h3>\r\n <p>Legal support for company structuring, commercial contracts and governance arrangements.<\/p>\r\n <ul class=\"svc-list\">\r\n <li>Corporate structuring<\/li>\r\n <li>Shareholder and director matters<\/li>\r\n <li>Commercial agreements<\/li>\r\n <li>Service and outsourcing contracts<\/li>\r\n <li>Referral and partnership agreements<\/li>\r\n <li>NDAs and non-circumvention agreements<\/li>\r\n <li>Internal corporate documents<\/li>\r\n <li>Legal review of business arrangements<\/li>\r\n <\/ul>\r\n <a href=\"#\" class=\"btn-primary\">Learn more<\/a>\r\n <\/div>\r\n\r\n <div class=\"svc-card\">\r\n <div class=\"svc-label\">Payments & PSD2<\/div>\r\n <h3>PSD2 Legal & Compliance<\/h3>\r\n <p>Legal and compliance support for businesses dealing with payments, fiat flows, electronic money, payment institutions, PSPs or hybrid crypto-payment models.<\/p>\r\n <ul class=\"svc-list\">\r\n <li>Payment flow analysis<\/li>\r\n <li>PSD2 perimeter assessment<\/li>\r\n <li>PSP \/ payment institution exposure<\/li>\r\n <li>EMT and stablecoin payment risk analysis<\/li>\r\n <li>Safeguarding and client funds questions<\/li>\r\n <li>Payment compliance documentation<\/li>\r\n <li>Coordination with payment providers and EMIs<\/li>\r\n <\/ul>\r\n <a href=\"#\" class=\"btn-primary\">Learn more<\/a>\r\n <\/div>\r\n\r\n <div class=\"svc-card\">\r\n <div class=\"svc-label\">FinTech & Digital Assets<\/div>\r\n <h3>FinTech & Digital Assets<\/h3>\r\n <p>Legal and regulatory support for FinTech, crypto, Web3 and digital asset businesses across the full regulatory lifecycle.<\/p>\r\n <ul class=\"svc-list\">\r\n <li>Crypto-asset service analysis<\/li>\r\n <li>MiCA \/ CASP perimeter review<\/li>\r\n <li>VASP \/ CASP licensing support<\/li>\r\n <li>Token model review<\/li>\r\n <li>RWA tokenisation support<\/li>\r\n <li>Platform terms and risk disclosures<\/li>\r\n <li>Custody and wallet structure assessment<\/li>\r\n <li>Legal structuring of digital asset operations<\/li>\r\n <\/ul>\r\n <a href=\"#\" class=\"btn-primary\">Learn more<\/a>\r\n <\/div>\r\n\r\n <div class=\"svc-card\">\r\n <div class=\"svc-label\">AI Act<\/div>\r\n <h3>AI Act Compliance<\/h3>\r\n <p>Regulatory advisory for AI use in crypto, FinTech and compliance-critical operations \u2014 integrated with MiCA, AML\/CFT and GDPR obligations.<\/p>\r\n <ul class=\"svc-list\">\r\n <li>AI use case mapping<\/li>\r\n <li>AI Act risk classification<\/li>\r\n <li>Provider vs deployer obligation review<\/li>\r\n <li>AI governance policies<\/li>\r\n <li>Human oversight procedures<\/li>\r\n <li>AI vendor and RegTech due diligence<\/li>\r\n <li>Integration with AML\/CFT, GDPR and MiCA<\/li>\r\n <\/ul>\r\n <a href=\"#\" class=\"btn-primary\">Learn more<\/a>\r\n <\/div>\r\n\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n\r\n<section class=\"section\">\r\n <div class=\"c\">\r\n <div class=\"section-label\">Why it matters<\/div>\r\n <h2 class=\"section-title\">Legal and Regulatory Issues Rarely Exist in Isolation<\/h2>\r\n <div class=\"matters-box\">\r\n <p>For regulated digital businesses, <strong>legal and regulatory issues are rarely isolated<\/strong>. The decisions made in one area directly affect obligations in another \u2014 and the consequences appear at the worst possible moment: during banking onboarding, licensing review, investor due diligence or regulatory inspection.<\/p>\r\n <p>That is why Artlex Consult focuses on the full operational picture, not only isolated documents.<\/p>\r\n <div class=\"matters-examples\">\r\n <div class=\"matter-example\"><strong>Contract \u2192 AML responsibility<\/strong>A commercial contract can determine who bears AML\/CFT obligations \u2014 and whether controls are legally assigned.<\/div>\r\n <div class=\"matter-example\"><strong>Payment flow \u2192 PSD2 exposure<\/strong>A payment or fiat flow in a crypto business model can trigger payment institution licensing requirements.<\/div>\r\n <div class=\"matter-example\"><strong>Wallet structure \u2192 Custody analysis<\/strong>How assets are held and controlled determines whether custody licensing obligations apply under MiCA.<\/div>\r\n <div class=\"matter-example\"><strong>Token model \u2192 MiCA \/ securities risk<\/strong>The design of a token or digital asset can create MiCA classification issues or attract securities law analysis.<\/div>\r\n <div class=\"matter-example\"><strong>AI tool \u2192 AI Act & GDPR obligations<\/strong>AI used for onboarding or transaction monitoring creates AI Act deployer obligations and GDPR data governance requirements.<\/div>\r\n <div class=\"matter-example\"><strong>Outsourcing \u2192 Regulatory risk<\/strong>Outsourcing compliance or operational functions to third parties can create governance, liability and regulatory accountability risks.<\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n\r\n<section class=\"section section-light\">\r\n <div class=\"c\">\r\n <div class=\"section-label\">Suitable for<\/div>\r\n <h2 class=\"section-title\">Who We Support<\/h2>\r\n <p class=\"section-intro\">Our legal and regulatory advisory is designed for businesses operating in or entering regulated digital markets.<\/p>\r\n <div class=\"suitable-tags\">\r\n <span class=\"suitable-tag\">Crypto exchanges & brokers<\/span>\r\n <span class=\"suitable-tag\">Wallet & transfer service providers<\/span>\r\n <span class=\"suitable-tag\">FinTech & payment companies<\/span>\r\n <span class=\"suitable-tag\">Web3 platforms<\/span>\r\n <span class=\"suitable-tag\">Tokenisation & digital asset projects<\/span>\r\n <span class=\"suitable-tag\">Companies preparing for licensing<\/span>\r\n <span class=\"suitable-tag\">Startups entering regulated markets<\/span>\r\n <span class=\"suitable-tag\">International businesses expanding into Europe<\/span>\r\n <span class=\"suitable-tag\">Service providers needing legal & compliance support<\/span>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n\r\n<section class=\"section\">\r\n <div class=\"c\">\r\n <div class=\"section-label\">How we work<\/div>\r\n <h2 class=\"section-title\">Our Process<\/h2>\r\n <p class=\"section-intro\">A structured approach from initial business model review through to implementation support.<\/p>\r\n <div class=\"process-steps\">\r\n <div class=\"process-step\">\r\n <div class=\"process-num\">01<\/div>\r\n <h4>Business Model Review<\/h4>\r\n <p>We analyse the business model, services, client flow, asset flow, jurisdictions and operational setup.<\/p>\r\n <\/div>\r\n <div class=\"process-step\">\r\n <div class=\"process-num\">02<\/div>\r\n <h4>Regulatory Mapping<\/h4>\r\n <p>We identify the legal and regulatory regimes that apply \u2014 crypto, payments, AML\/CFT, data protection, AI and governance.<\/p>\r\n <\/div>\r\n <div class=\"process-step\">\r\n <div class=\"process-num\">03<\/div>\r\n <h4>Documentation & Structuring<\/h4>\r\n <p>We prepare or review the legal, regulatory and compliance documents required for the project.<\/p>\r\n <\/div>\r\n <div class=\"process-step\">\r\n <div class=\"process-num\">04<\/div>\r\n <h4>Implementation Support<\/h4>\r\n <p>We help align documentation with real operations, provider arrangements, internal controls and regulatory expectations.<\/p>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n\r\n<section class=\"section section-light\">\r\n <div class=\"c\">\r\n <div class=\"why-grid\">\r\n <div>\r\n <div class=\"section-label\">Why Artlex<\/div>\r\n <h2 class=\"section-title\">Legal Expertise Built on Regulatory & Operational Experience<\/h2>\r\n <div class=\"why-text\">\r\n <p>Artlex Consult combines legal, regulatory and compliance experience in the digital business sector.<\/p>\r\n <p>We do not treat legal documentation as a template exercise. We assess how the structure works in practice, whether it supports the business model, and whether it can withstand review by <strong>banks, partners, regulators or investors<\/strong>.<\/p>\r\n <\/div>\r\n <ul class=\"why-points\">\r\n <li class=\"why-point\"><div class=\"why-dot\"><\/div><div class=\"why-point-text\">Business-model driven approach<\/div><\/li>\r\n <li class=\"why-point\"><div class=\"why-dot\"><\/div><div class=\"why-point-text\">Compliance-aware legal structuring<\/div><\/li>\r\n <li class=\"why-point\"><div class=\"why-dot\"><\/div><div class=\"why-point-text\">Regulator-facing documentation<\/div><\/li>\r\n <li class=\"why-point\"><div class=\"why-dot\"><\/div><div class=\"why-point-text\">Practical and implementation-oriented<\/div><\/li>\r\n <li class=\"why-point\"><div class=\"why-dot\"><\/div><div class=\"why-point-text\">Suitable for cross-border digital businesses<\/div><\/li>\r\n <\/ul>\r\n <div class=\"imp-note\" style=\"margin-top:24px\">\r\n Artlex Consult provides legal, regulatory and compliance advisory services. Where jurisdiction-specific reserved legal services, court representation, notarial acts or local legal opinions are required, such services may be provided in cooperation with locally qualified lawyers or partner firms.\r\n <\/div>\r\n <\/div>\r\n <div class=\"cred-box\">\r\n <div class=\"cred-box-lbl\">Professional Credentials<\/div>\r\n <div class=\"cred-box-title\">PhD-qualified legal &<br>compliance professionals<\/div>\r\n <div class=\"cred-items\">\r\n <div class=\"cred-item\">\r\n <div class=\"cred-badge\">PhD<\/div>\r\n <div class=\"cred-info\">\r\n <h4>PhD-Qualified Lawyers<\/h4>\r\n <p>Doctoral degrees in EU law \u2014 academic depth combined with operational practice<\/p>\r\n <\/div>\r\n <\/div>\r\n <div class=\"cred-item\">\r\n <div class=\"cred-badge\">ACAMS<\/div>\r\n <div class=\"cred-info\">\r\n <h4>ACAMS Certified<\/h4>\r\n <p>Association of Certified Anti-Money Laundering Specialists<\/p>\r\n <\/div>\r\n <\/div>\r\n <div class=\"cred-item\">\r\n <div class=\"cred-badge\">CySEC<\/div>\r\n <div class=\"cred-info\">\r\n <h4>CySEC AML Certified<\/h4>\r\n <p>Cyprus Securities & Exchange Commission \u2014 EU investment services<\/p>\r\n <\/div>\r\n <\/div>\r\n <div class=\"cred-item\">\r\n <div class=\"cred-badge\">ACFE<\/div>\r\n <div class=\"cred-info\">\r\n <h4>ACFE Member<\/h4>\r\n <p>Association of Certified Fraud Examiners<\/p>\r\n <\/div>\r\n <\/div>\r\n <div class=\"cred-item\">\r\n <div class=\"cred-badge\">MBA<\/div>\r\n <div class=\"cred-info\">\r\n <h4>Metaverse Bar Association<\/h4>\r\n <p>Canada \u2014 digital assets and Web3 legal framework<\/p>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n\r\n<section class=\"cta-section\" id=\"contact\">\r\n <div class=\"c\">\r\n <div class=\"cta-grid\">\r\n <div class=\"cta-left\">\r\n <h2>Need Legal & Regulatory Clarity Before Launching or Scaling?<\/h2>\r\n <p>We can help assess your business model, identify regulatory exposure and prepare the legal and compliance structure required for your operations.<\/p>\r\n <div class=\"cta-contacts\">\r\n <div class=\"cta-contact\">\u2709 <a href=\"mailto:info@artlexconsult.com\">info@artlexconsult.com<\/a><\/div>\r\n <div class=\"cta-contact\">\ud83d\udcde <a href=\"tel:+420607667076\">+420 607 667 076<\/a><\/div>\r\n <\/div>\r\n <\/div>\r\n <div class=\"cta-form-wrap\">\r\n <div class=\"cta-form-title\">Contact Artlex Consult<\/div>\r\n <form onsubmit=\"return false\">\r\n <div class=\"cform-row\">\r\n <div class=\"cform-field\">\r\n <label class=\"cform-label\">Full name <span class=\"req\">*<\/span><\/label>\r\n <input class=\"ci\" type=\"text\" placeholder=\"Your name\" required>\r\n <\/div>\r\n <div class=\"cform-field\">\r\n <label class=\"cform-label\">Email <span class=\"req\">*<\/span><\/label>\r\n <input class=\"ci\" type=\"email\" placeholder=\"Email address\" required>\r\n <\/div>\r\n <\/div>\r\n <div class=\"cform-field\">\r\n <label class=\"cform-label\">Company \/ project <span class=\"req\">*<\/span><\/label>\r\n <input class=\"ci\" type=\"text\" placeholder=\"Company or project name\" required>\r\n <\/div>\r\n <div class=\"cform-field\">\r\n <label class=\"cform-label\">Service of interest<\/label>\r\n <select class=\"ci ci-select\">\r\n <option value=\"\" disabled selected>Select a service<\/option>\r\n <option>Corporate & Commercial<\/option>\r\n <option>PSD2 Legal & Compliance<\/option>\r\n <option>FinTech & Digital Assets<\/option>\r\n <option>AI Act Compliance<\/option>\r\n <option>Not sure \u2014 need advice<\/option>\r\n <\/select>\r\n <\/div>\r\n <div class=\"cform-field\">\r\n <label class=\"cform-label\">Message <span class=\"req\">*<\/span><\/label>\r\n <textarea class=\"ci ci-ta\" placeholder=\"Briefly describe your business and what you need\" required rows=\"4\"><\/textarea>\r\n <\/div>\r\n <button type=\"submit\" class=\"btn-submit\">Send Request<\/button>\r\n <div class=\"cform-note\">Fields marked <span class=\"req\">*<\/span> are required. We respond within 24 hours. All enquiries handled confidentially.<\/div>\r\n <\/form>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n<\/body>\r\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Legal & Regulatory Advisory | Artlex Consult Legal & Regulatory \u00b7 Advisory Legal & Regulatory Advisoryfor Regulated Digital Businesses Artlex Consult supports FinTech, crypto, Web3 and digital businesses with legal structuring, regulatory analysis, compliance documentation and practical implementation. Discuss your legal & regulatory needs Our approach One Advisory Layer for Legal, Regulatory and Operational Risk […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-template\/second-page.php","meta":{"_eb_attr":"","footnotes":""},"class_list":["post-20208","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/artlexconsult.com\/index.php?rest_route=\/wp\/v2\/pages\/20208","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/artlexconsult.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/artlexconsult.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/artlexconsult.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/artlexconsult.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=20208"}],"version-history":[{"count":4,"href":"https:\/\/artlexconsult.com\/index.php?rest_route=\/wp\/v2\/pages\/20208\/revisions"}],"predecessor-version":[{"id":20215,"href":"https:\/\/artlexconsult.com\/index.php?rest_route=\/wp\/v2\/pages\/20208\/revisions\/20215"}],"wp:attachment":[{"href":"https:\/\/artlexconsult.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=20208"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}