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compliance reviews for crypto, fintech, and regulated businesses. We identify control gaps, governance weaknesses, and remediation priorities \u2014 providing an objective assessment of your AML\/CFT programme's operational effectiveness.<\/p>\r\n <a href=\"#contact\" class=\"btn-primary\">Request an AML Audit<\/a>\r\n<\/section>\r\n\r\n\r\n<section class=\"section\">\r\n <div class=\"c\">\r\n <div class=\"intro-grid\">\r\n <div class=\"intro-text\">\r\n <div class=\"section-label\">Our approach<\/div>\r\n <h2 class=\"section-title\">Independent Review \u2014 Not a Tick-Box Exercise<\/h2>\r\n <p>Regulatory expectations have shifted. Regulators, banks, and institutional partners increasingly assess not whether AML\/CFT policies exist \u2014 but whether they work in practice.<\/p>\r\n <p>An independent AML audit provides your business with an objective evaluation of how your compliance controls, governance structures, and operational procedures perform against <strong>regulatory expectations and risk-based compliance standards<\/strong>.<\/p>\r\n <p>Artlex Consult conducts independent AML\/CFT audits and compliance reviews for crypto-asset businesses, fintech companies, payment providers, and other regulated or high-risk businesses \u2014 combining operational AML expertise with direct experience of how regulators evaluate compliance programmes.<\/p>\r\n <p>Our experience includes <strong>MLRO and operational compliance functions<\/strong> within regulated financial and digital asset environments. We understand how AML\/CFT systems are evaluated in practice \u2014 not only on paper.<\/p>\r\n <\/div>\r\n <div>\r\n <div class=\"intro-box\">\r\n <div class=\"intro-box-title\">Who benefits from an independent AML audit<\/div>\r\n <ul class=\"intro-list\">\r\n <li class=\"intro-item\"><div class=\"intro-dot\"><\/div>Businesses preparing for regulatory review or licensing<\/li>\r\n <li class=\"intro-item\"><div class=\"intro-dot\"><\/div>Companies seeking banking or EMI onboarding<\/li>\r\n <li class=\"intro-item\"><div class=\"intro-dot\"><\/div>Businesses with existing AML frameworks requiring independent assessment<\/li>\r\n <li class=\"intro-item\"><div class=\"intro-dot\"><\/div>Companies responding to regulatory findings or remediation requirements<\/li>\r\n <li class=\"intro-item\"><div class=\"intro-dot\"><\/div>Businesses undergoing investor due diligence<\/li>\r\n <li class=\"intro-item\"><div class=\"intro-dot\"><\/div>CASPs and VASPs preparing MiCA authorisation applications<\/li>\r\n <\/ul>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n\r\n<section class=\"section section-light\">\r\n <div class=\"c\">\r\n <div class=\"section-label\">Services<\/div>\r\n <h2 class=\"section-title\">AML Audit & Review Services<\/h2>\r\n <p class=\"section-intro\">We provide a range of independent AML\/CFT review services \u2014 from comprehensive programme audits to targeted control assessments and gap analysis.<\/p>\r\n <div class=\"svc-grid\">\r\n\r\n <div class=\"svc-card\">\r\n <div class=\"svc-label\">Full Programme<\/div>\r\n <h3>AML\/CFT Independent Audit<\/h3>\r\n <p>A comprehensive independent review of your AML\/CFT programme against regulatory expectations, FATF standards, and risk-based compliance principles.<\/p>\r\n <ul class=\"svc-list\">\r\n <li>AML\/CFT policy and procedure review<\/li>\r\n <li>Governance and oversight assessment<\/li>\r\n <li>Customer risk classification review<\/li>\r\n <li>KYC\/EDD process evaluation<\/li>\r\n <li>Transaction monitoring effectiveness<\/li>\r\n <li>Sanctions screening controls assessment<\/li>\r\n <li>STR\/SAR escalation review<\/li>\r\n <li>Recordkeeping and audit-readiness assessment<\/li>\r\n <li>Control gap identification<\/li>\r\n <li>Remediation recommendations<\/li>\r\n <\/ul>\r\n <\/div>\r\n\r\n <div class=\"svc-card\">\r\n <div class=\"svc-label\">Targeted Review<\/div>\r\n <h3>AML Control Effectiveness Review<\/h3>\r\n <p>Focused assessment of specific AML\/CFT controls \u2014 for businesses seeking targeted review of particular areas rather than a full programme audit.<\/p>\r\n <ul class=\"svc-list\">\r\n <li>KYC\/EDD process review<\/li>\r\n <li>Sanctions screening assessment<\/li>\r\n <li>Customer risk scoring review<\/li>\r\n <li>Onboarding controls assessment<\/li>\r\n <li>Internal escalation procedures review<\/li>\r\n <li>Transaction monitoring calibration review<\/li>\r\n <\/ul>\r\n <\/div>\r\n\r\n <div class=\"svc-card\">\r\n <div class=\"svc-label\">Transaction Monitoring<\/div>\r\n <h3>Transaction Monitoring Testing & Review<\/h3>\r\n <p>Assessment of transaction monitoring framework effectiveness \u2014 including scenario coverage, alert thresholds, false positive rates, and escalation governance.<\/p>\r\n <ul class=\"svc-list\">\r\n <li>Monitoring scenario coverage review<\/li>\r\n <li>Alert threshold assessment<\/li>\r\n <li>False positive analysis<\/li>\r\n <li>Escalation and review workflow assessment<\/li>\r\n <li>Monitoring governance documentation review<\/li>\r\n <li>Recommendations for control enhancement<\/li>\r\n <\/ul>\r\n <\/div>\r\n\r\n <div class=\"svc-card\">\r\n <div class=\"svc-label\">Sanctions<\/div>\r\n <h3>Sanctions Compliance Review<\/h3>\r\n <p>Assessment of sanctions screening controls, coverage, governance, and operational effectiveness \u2014 including designated persons list coverage and escalation procedures.<\/p>\r\n <ul class=\"svc-list\">\r\n <li>Sanctions screening programme review<\/li>\r\n <li>Screening coverage assessment<\/li>\r\n <li>False positive management review<\/li>\r\n <li>Sanctions risk governance assessment<\/li>\r\n <li>Designated persons list coverage<\/li>\r\n <li>Escalation and de-listing procedures<\/li>\r\n <\/ul>\r\n <\/div>\r\n\r\n <div class=\"svc-card\">\r\n <div class=\"svc-label\">Gap Analysis<\/div>\r\n <h3>AML Gap Analysis<\/h3>\r\n <p>Structured identification of gaps between current AML\/CFT controls and applicable regulatory expectations \u2014 with a prioritised remediation roadmap.<\/p>\r\n <ul class=\"svc-list\">\r\n <li>Regulatory expectation mapping<\/li>\r\n <li>Control gap identification<\/li>\r\n <li>Risk-based prioritisation<\/li>\r\n <li>Remediation roadmap<\/li>\r\n <li>Documentation recommendations<\/li>\r\n <\/ul>\r\n <\/div>\r\n\r\n <div class=\"svc-card\">\r\n <div class=\"svc-label\">Financial Crime<\/div>\r\n <h3>Fraud & Financial Crime Controls Review<\/h3>\r\n <p>Focused review of fraud risk controls and internal financial crime governance \u2014 for fintech, payment, and digital asset businesses seeking broader financial crime assurance.<\/p>\r\n <ul class=\"svc-list\">\r\n <li>Fraud risk assessment<\/li>\r\n <li>Internal controls review<\/li>\r\n <li>Payment fraud prevention assessment<\/li>\r\n <li>Account takeover risk review<\/li>\r\n <li>Escalation and response procedures<\/li>\r\n <li>Financial crime typology assessment<\/li>\r\n <\/ul>\r\n <\/div>\r\n\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n\r\n<section class=\"section\">\r\n <div class=\"c\">\r\n <div class=\"section-label\">Crypto-specific risks<\/div>\r\n <h2 class=\"section-title\">AML Risks Specific to Crypto & Digital Asset Businesses<\/h2>\r\n <p class=\"section-intro\">Crypto and digital asset businesses face a distinct set of AML\/CFT risks that require specialist assessment \u2014 beyond standard AML programme reviews.<\/p>\r\n <div class=\"risk-grid\">\r\n <div class=\"risk-card\">\r\n <div class=\"risk-num\">01<\/div>\r\n <h4>Wallet Exposure<\/h4>\r\n <p>Risks associated with unhosted wallets, high-risk wallet addresses, and blockchain analytics limitations in identifying beneficial ownership.<\/p>\r\n <\/div>\r\n <div class=\"risk-card\">\r\n <div class=\"risk-num\">02<\/div>\r\n <h4>Cross-Border Transaction Flows<\/h4>\r\n <p>Elevated layering and structuring risk across multiple jurisdictions \u2014 particularly for exchanges, OTC desks, and payment platforms.<\/p>\r\n <\/div>\r\n <div class=\"risk-card\">\r\n <div class=\"risk-num\">03<\/div>\r\n <h4>Sanctions Exposure<\/h4>\r\n <p>OFAC, EU, and UN sanctions risks specific to virtual asset transactions \u2014 including exposure to sanctioned addresses and jurisdictions.<\/p>\r\n <\/div>\r\n <div class=\"risk-card\">\r\n <div class=\"risk-num\">04<\/div>\r\n <h4>Travel Rule Obligations<\/h4>\r\n <p>Compliance with TFR and FATF Travel Rule requirements for virtual asset transfers \u2014 including originator and beneficiary information obligations.<\/p>\r\n <\/div>\r\n <div class=\"risk-card\">\r\n <div class=\"risk-num\">05<\/div>\r\n <h4>High-Risk Typologies<\/h4>\r\n <p>Structuring, rapid fund movement, mixer usage, peer-to-peer activity, and other crypto-specific financial crime indicators.<\/p>\r\n <\/div>\r\n <div class=\"risk-card\">\r\n <div class=\"risk-num\">06<\/div>\r\n <h4>Third-Party Provider Risk<\/h4>\r\n <p>AML risks arising from liquidity providers, OTC desks, custodians, and exchange counterparties \u2014 and assessment of third-party due diligence controls.<\/p>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n\r\n<section class=\"section section-light\">\r\n <div class=\"c\">\r\n <div class=\"del-grid\">\r\n <div>\r\n <div class=\"section-label\">What you receive<\/div>\r\n <h2 class=\"section-title\">What the Audit Produces<\/h2>\r\n <ul class=\"del-list\">\r\n <li class=\"del-item\"><div class=\"del-check\">\u2713<\/div>Written audit report with findings and observations<\/li>\r\n <li class=\"del-item\"><div class=\"del-check\">\u2713<\/div>Control gap summary with risk-based prioritisation<\/li>\r\n <li class=\"del-item\"><div class=\"del-check\">\u2713<\/div>Remediation recommendations<\/li>\r\n <li class=\"del-item\"><div class=\"del-check\">\u2713<\/div>Management summary for internal governance or regulatory use<\/li>\r\n <li class=\"del-item\"><div class=\"del-check\">\u2713<\/div>Optional follow-up support for remediation implementation<\/li>\r\n <\/ul>\r\n <div class=\"del-note\">Reports are prepared to a standard suitable for internal governance, regulatory submission, banking due diligence, and investor review.<\/div>\r\n <\/div>\r\n <div>\r\n <div class=\"section-label\">Why it matters<\/div>\r\n <h2 class=\"section-title\">Why Businesses Commission Independent AML Audits<\/h2>\r\n <div class=\"matters-grid\" style=\"grid-template-columns:1fr;gap:0;border:1px solid var(--border)\">\r\n <div style=\"padding:14px 18px;border-bottom:1px solid var(--border);background:var(--white)\">\r\n <div style=\"font-size:12px;font-weight:600;color:var(--blue);margin-bottom:4px\">Regulatory preparation<\/div>\r\n <div style=\"font-size:12px;color:var(--grey);font-weight:300;line-height:1.55\">Regulators expect businesses to conduct periodic independent reviews of their AML\/CFT programme.<\/div>\r\n <\/div>\r\n <div style=\"padding:14px 18px;border-bottom:1px solid var(--border);background:var(--white)\">\r\n <div style=\"font-size:12px;font-weight:600;color:var(--blue);margin-bottom:4px\">Banking & EMI onboarding<\/div>\r\n <div style=\"font-size:12px;color:var(--grey);font-weight:300;line-height:1.55\">Banks and payment providers increasingly request evidence of independent AML review.<\/div>\r\n <\/div>\r\n <div style=\"padding:14px 18px;border-bottom:1px solid var(--border);background:var(--white)\">\r\n <div style=\"font-size:12px;font-weight:600;color:var(--blue);margin-bottom:4px\">Investor due diligence<\/div>\r\n <div style=\"font-size:12px;color:var(--grey);font-weight:300;line-height:1.55\">Institutional investors assess AML\/CFT governance as part of their compliance review.<\/div>\r\n <\/div>\r\n <div style=\"padding:14px 18px;border-bottom:1px solid var(--border);background:var(--white)\">\r\n <div style=\"font-size:12px;font-weight:600;color:var(--blue);margin-bottom:4px\">Licensing applications<\/div>\r\n <div style=\"font-size:12px;color:var(--grey);font-weight:300;line-height:1.55\">MiCA\/CASP and other licensing processes may require evidence of operational AML effectiveness.<\/div>\r\n <\/div>\r\n <div style=\"padding:14px 18px;border-bottom:1px solid var(--border);background:var(--white)\">\r\n <div style=\"font-size:12px;font-weight:600;color:var(--blue);margin-bottom:4px\">Post-incident remediation<\/div>\r\n <div style=\"font-size:12px;color:var(--grey);font-weight:300;line-height:1.55\">Businesses responding to regulatory findings benefit from independent assessment and remediation support.<\/div>\r\n <\/div>\r\n <div style=\"padding:14px 18px;background:var(--white)\">\r\n <div style=\"font-size:12px;font-weight:600;color:var(--blue);margin-bottom:4px\">Ongoing governance<\/div>\r\n <div style=\"font-size:12px;color:var(--grey);font-weight:300;line-height:1.55\">Periodic independent review is a component of sound AML\/CFT governance and compliance culture.<\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n\r\n<section class=\"section\">\r\n <div class=\"c\">\r\n <div class=\"why-grid\">\r\n <div>\r\n <div class=\"section-label\">Why Artlex<\/div>\r\n <h2 class=\"section-title\">Operational AML Experience \u2014 Not Just Advisory<\/h2>\r\n <div class=\"why-text\">\r\n <p>Our experience includes MLRO and operational compliance functions within regulated financial and digital asset environments. We have built and reviewed AML\/CFT systems from the inside \u2014 and we understand how regulators, banks, and counterparties evaluate them in practice.<\/p>\r\n <p>Our audits are grounded in <strong>operational reality<\/strong> \u2014 not generic checklists.<\/p>\r\n <\/div>\r\n <ul class=\"why-points\">\r\n <li class=\"why-point\"><div class=\"why-dot\"><\/div><div class=\"why-point-text\">FATF-oriented audit methodology<\/div><\/li>\r\n <li class=\"why-point\"><div class=\"why-dot\"><\/div><div class=\"why-point-text\">Crypto and fintech-specific risk expertise<\/div><\/li>\r\n <li class=\"why-point\"><div class=\"why-dot\"><\/div><div class=\"why-point-text\">Direct operational AML and compliance experience<\/div><\/li>\r\n <li class=\"why-point\"><div class=\"why-dot\"><\/div><div class=\"why-point-text\">Cross-border regulatory perspective<\/div><\/li>\r\n <li class=\"why-point\"><div class=\"why-dot\"><\/div><div class=\"why-point-text\">Governance and control-oriented approach<\/div><\/li>\r\n <li class=\"why-point\"><div class=\"why-dot\"><\/div><div class=\"why-point-text\">Independent, objective assessment<\/div><\/li>\r\n <\/ul>\r\n <\/div>\r\n <div class=\"cred-box\">\r\n <div class=\"cred-box-lbl\">Professional Credentials<\/div>\r\n <div class=\"cred-box-title\">Certified. Experienced.<br>Operationally focused.<\/div>\r\n <div class=\"cred-items\">\r\n <div class=\"cred-item\">\r\n <div class=\"cred-badge\">ACAMS<\/div>\r\n <div class=\"cred-info\">\r\n <h4>ACAMS Certified<\/h4>\r\n <p>Association of Certified Anti-Money Laundering Specialists \u2014 global standard in AML\/CFT<\/p>\r\n <\/div>\r\n <\/div>\r\n <div class=\"cred-item\">\r\n <div class=\"cred-badge\">ACFE<\/div>\r\n <div class=\"cred-info\">\r\n <h4>ACFE Member<\/h4>\r\n <p>Association of Certified Fraud Examiners \u2014 financial crime and fraud risk expertise<\/p>\r\n <\/div>\r\n <\/div>\r\n <div class=\"cred-item\">\r\n <div class=\"cred-badge\">CySEC<\/div>\r\n <div class=\"cred-info\">\r\n <h4>CySEC AML Certified<\/h4>\r\n <p>Cyprus Securities & Exchange Commission \u2014 EU investment services AML certification<\/p>\r\n <\/div>\r\n <\/div>\r\n <div class=\"cred-item\">\r\n <div class=\"cred-badge\">PhD<\/div>\r\n <div class=\"cred-info\">\r\n <h4>PhD-Qualified Professionals<\/h4>\r\n <p>Legal and compliance professionals with academic and operational AML background<\/p>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n\r\n<section class=\"cta-section\" id=\"contact\">\r\n <div class=\"c\">\r\n <div class=\"cta-grid\">\r\n <div class=\"cta-left\">\r\n <h2>Commission an Independent AML Review<\/h2>\r\n <p>Request an independent assessment of your AML\/CFT framework, operational controls, and compliance governance \u2014 whether you are preparing for regulatory review, banking onboarding, a licensing application, or seeking assurance on your existing programme.<\/p>\r\n <div class=\"cta-contacts\">\r\n <div class=\"cta-contact\">\u2709 <a href=\"mailto:info@artlexconsult.com\">info@artlexconsult.com<\/a><\/div>\r\n <div class=\"cta-contact\">\ud83d\udcde <a href=\"tel:+420607667076\">+420 607 667 076<\/a><\/div>\r\n <\/div>\r\n <\/div>\r\n <div class=\"cta-form-wrap\">\r\n <div class=\"cta-form-title\">Request an AML Audit<\/div>\r\n <form onsubmit=\"return false\">\r\n <div class=\"cform-row\">\r\n <div class=\"cform-field\">\r\n <label class=\"cform-label\">Full name <span class=\"req\">*<\/span><\/label>\r\n <input class=\"ci\" type=\"text\" placeholder=\"Your name\" required>\r\n <\/div>\r\n <div class=\"cform-field\">\r\n <label class=\"cform-label\">Email <span class=\"req\">*<\/span><\/label>\r\n <input class=\"ci\" type=\"email\" placeholder=\"Email address\" required>\r\n <\/div>\r\n <\/div>\r\n <div class=\"cform-field\">\r\n <label class=\"cform-label\">Company \/ project <span class=\"req\">*<\/span><\/label>\r\n <input class=\"ci\" type=\"text\" placeholder=\"Company or project name\" required>\r\n <\/div>\r\n <div class=\"cform-field\">\r\n <label class=\"cform-label\">Type of review<\/label>\r\n <select class=\"ci ci-select\">\r\n <option value=\"\" disabled selected>Select a service<\/option>\r\n <option>AML\/CFT Independent Audit<\/option>\r\n <option>AML Control Effectiveness Review<\/option>\r\n <option>Transaction Monitoring Testing<\/option>\r\n <option>Sanctions Compliance Review<\/option>\r\n <option>AML Gap Analysis<\/option>\r\n <option>Fraud & Financial Crime Controls Review<\/option>\r\n <option>Not sure \u2014 need advice<\/option>\r\n <\/select>\r\n <\/div>\r\n <div class=\"cform-field\">\r\n <label class=\"cform-label\">Message <span class=\"req\">*<\/span><\/label>\r\n <textarea class=\"ci ci-ta\" placeholder=\"Briefly describe your business and what you need\" required rows=\"4\"><\/textarea>\r\n <\/div>\r\n <button type=\"submit\" class=\"btn-submit\">Request an AML Audit<\/button>\r\n <div class=\"cform-note\">Fields marked <span class=\"req\">*<\/span> are required. We respond within 24 hours. All enquiries handled confidentially.<\/div>\r\n <\/form>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n<\/body>\r\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p> AML\/CFT \u00b7 Independent Reviews AML Audit & Independent Compliance Reviews Independent AML\/CFT audits and compliance reviews for crypto, fintech, and regulated businesses. We identify control gaps, governance weaknesses, and remediation priorities \u2014 providing an objective assessment of your AML\/CFT programme’s operational effectiveness. Request an AML Audit Our approach Independent Review \u2014 Not a Tick-Box […]<\/p>\n","protected":false},"author":1,"featured_media":18526,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-template\/second-page.php","meta":{"_eb_attr":"","footnotes":""},"class_list":["post-16037","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/artlexconsult.com\/index.php?rest_route=\/wp\/v2\/pages\/16037","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/artlexconsult.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/artlexconsult.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/artlexconsult.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/artlexconsult.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=16037"}],"version-history":[{"count":76,"href":"https:\/\/artlexconsult.com\/index.php?rest_route=\/wp\/v2\/pages\/16037\/revisions"}],"predecessor-version":[{"id":20024,"href":"https:\/\/artlexconsult.com\/index.php?rest_route=\/wp\/v2\/pages\/16037\/revisions\/20024"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/artlexconsult.com\/index.php?rest_route=\/wp\/v2\/media\/18526"}],"wp:attachment":[{"href":"https:\/\/artlexconsult.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=16037"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}

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\n\t\t\t\t\t\r\n\r\n\r\n\r\n\r\nAML Audit & Independent Compliance Reviews | Artlex Consult<\/title>\r\n<meta name=\"description\" content=\"Independent AML\/CFT audits, compliance reviews, transaction monitoring testing, and AML gap analysis for crypto, fintech, and regulated businesses.\">\r\n<meta name=\"keywords\" content=\"AML audit crypto, independent AML review, AML compliance audit, crypto AML audit, AML gap analysis, transaction monitoring review, AML governance review\">\r\n<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\r\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=DM+Serif+Display:ital@0;1&family=DM+Sans:wght@300;400;500;600;700&display=swap\" rel=\"stylesheet\">\r\n<style>\r\n:root{\r\n --maroon:#7B1F1F;--maroon-dk:#6a1a1a;--gold:#E8A020;--gold-mid:#B8922A;\r\n 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p{color:rgba(255,255,255,.5);font-size:15px;line-height:1.75;margin-bottom:20px;font-weight:300}\r\n.cta-contacts{display:flex;flex-direction:column;gap:8px}\r\n.cta-contact{font-size:13px;color:rgba(255,255,255,.35);font-weight:300}\r\n.cta-contact a{color:rgba(255,255,255,.5);text-decoration:none}\r\n.cta-form-wrap{background:rgba(255,255,255,.05);border:.5px solid rgba(255,255,255,.1);padding:32px 28px}\r\n.cta-form-title{font-family:'DM Serif Display',serif;font-size:18px;color:#fff;margin-bottom:20px;font-weight:400}\r\n.cform-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}\r\n.cform-field{display:flex;flex-direction:column;gap:5px;margin-bottom:12px}\r\n.cform-label{font-size:11px;font-weight:600;letter-spacing:.05em;text-transform:uppercase;color:rgba(255,255,255,.4)}\r\n.req{color:var(--gold)}\r\n.ci{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.14);padding:12px 14px;font-size:13px;color:#fff;font-family:'DM Sans',sans-serif;outline:none;width:100%}\r\n.ci::placeholder{color:rgba(255,255,255,.25)}\r\n.ci-select{appearance:none;cursor:pointer}\r\n.ci-select option{background:#1a0303;color:#fff}\r\n.ci-ta{resize:vertical;min-height:100px}\r\n.btn-submit{width:100%;background:var(--maroon);color:#fff;font-weight:700;font-size:14px;padding:15px 28px;border-radius:50px;text-decoration:underline;text-underline-offset:2px;border:none;cursor:pointer;font-family:'DM Sans',sans-serif;margin-top:4px;transition:background .2s}\r\n.btn-submit:hover{background:var(--maroon-dk)}\r\n.cform-note{font-size:11px;color:rgba(255,255,255,.2);margin-top:10px;line-height:1.6}\r\n\r\n@media(max-width:900px){\r\n .risk-grid{grid-template-columns:repeat(2,1fr)}\r\n .matters-grid{grid-template-columns:repeat(2,1fr)}\r\n}\r\n@media(max-width:640px){\r\n .section{padding:48px 16px}\r\n .intro-grid,.svc-grid,.del-grid,.why-grid,.cta-grid{grid-template-columns:1fr}\r\n .risk-grid,.matters-grid{grid-template-columns:1fr}\r\n .cform-row{grid-template-columns:1fr}\r\n .hero{padding:56px 16px 48px}\r\n}\r\n<\/style>\r\n<\/head>\r\n<body>\r\n\r\n\r\n<section class=\"hero\">\r\n <div class=\"eyebrow\">AML\/CFT \u00b7 Independent Reviews<\/div>\r\n <h1>AML Audit & <em>Independent<\/em><br>Compliance Reviews<\/h1>\r\n <p>Independent AML\/CFT audits and compliance reviews for crypto, fintech, and regulated businesses. We identify control gaps, governance weaknesses, and remediation priorities \u2014 providing an objective assessment of your AML\/CFT programme's operational effectiveness.<\/p>\r\n <a href=\"#contact\" class=\"btn-primary\">Request an AML Audit<\/a>\r\n<\/section>\r\n\r\n\r\n<section class=\"section\">\r\n <div class=\"c\">\r\n <div class=\"intro-grid\">\r\n <div class=\"intro-text\">\r\n <div class=\"section-label\">Our approach<\/div>\r\n <h2 class=\"section-title\">Independent Review \u2014 Not a Tick-Box Exercise<\/h2>\r\n <p>Regulatory expectations have shifted. Regulators, banks, and institutional partners increasingly assess not whether AML\/CFT policies exist \u2014 but whether they work in practice.<\/p>\r\n <p>An independent AML audit provides your business with an objective evaluation of how your compliance controls, governance structures, and operational procedures perform against <strong>regulatory expectations and risk-based compliance standards<\/strong>.<\/p>\r\n <p>Artlex Consult conducts independent AML\/CFT audits and compliance reviews for crypto-asset businesses, fintech companies, payment providers, and other regulated or high-risk businesses \u2014 combining operational AML expertise with direct experience of how regulators evaluate compliance programmes.<\/p>\r\n <p>Our experience includes <strong>MLRO and operational compliance functions<\/strong> within regulated financial and digital asset environments. We understand how AML\/CFT systems are evaluated in practice \u2014 not only on paper.<\/p>\r\n <\/div>\r\n <div>\r\n <div class=\"intro-box\">\r\n <div class=\"intro-box-title\">Who benefits from an independent AML audit<\/div>\r\n <ul class=\"intro-list\">\r\n <li class=\"intro-item\"><div class=\"intro-dot\"><\/div>Businesses preparing for regulatory review or licensing<\/li>\r\n <li class=\"intro-item\"><div class=\"intro-dot\"><\/div>Companies seeking banking or EMI onboarding<\/li>\r\n <li class=\"intro-item\"><div class=\"intro-dot\"><\/div>Businesses with existing AML frameworks requiring independent assessment<\/li>\r\n <li class=\"intro-item\"><div class=\"intro-dot\"><\/div>Companies responding to regulatory findings or remediation requirements<\/li>\r\n <li class=\"intro-item\"><div class=\"intro-dot\"><\/div>Businesses undergoing investor due diligence<\/li>\r\n <li class=\"intro-item\"><div class=\"intro-dot\"><\/div>CASPs and VASPs preparing MiCA authorisation applications<\/li>\r\n <\/ul>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n\r\n<section class=\"section section-light\">\r\n <div class=\"c\">\r\n <div class=\"section-label\">Services<\/div>\r\n <h2 class=\"section-title\">AML Audit & Review Services<\/h2>\r\n <p class=\"section-intro\">We provide a range of independent AML\/CFT review services \u2014 from comprehensive programme audits to targeted control assessments and gap analysis.<\/p>\r\n <div class=\"svc-grid\">\r\n\r\n <div class=\"svc-card\">\r\n <div class=\"svc-label\">Full Programme<\/div>\r\n <h3>AML\/CFT Independent Audit<\/h3>\r\n <p>A comprehensive independent review of your AML\/CFT programme against regulatory expectations, FATF standards, and risk-based compliance principles.<\/p>\r\n <ul class=\"svc-list\">\r\n <li>AML\/CFT policy and procedure review<\/li>\r\n <li>Governance and oversight assessment<\/li>\r\n <li>Customer risk classification review<\/li>\r\n <li>KYC\/EDD process evaluation<\/li>\r\n <li>Transaction monitoring effectiveness<\/li>\r\n <li>Sanctions screening controls assessment<\/li>\r\n <li>STR\/SAR escalation review<\/li>\r\n <li>Recordkeeping and audit-readiness assessment<\/li>\r\n <li>Control gap identification<\/li>\r\n <li>Remediation recommendations<\/li>\r\n <\/ul>\r\n <\/div>\r\n\r\n <div class=\"svc-card\">\r\n <div class=\"svc-label\">Targeted Review<\/div>\r\n <h3>AML Control Effectiveness Review<\/h3>\r\n <p>Focused assessment of specific AML\/CFT controls \u2014 for businesses seeking targeted review of particular areas rather than a full programme audit.<\/p>\r\n <ul class=\"svc-list\">\r\n <li>KYC\/EDD process review<\/li>\r\n <li>Sanctions screening assessment<\/li>\r\n <li>Customer risk scoring review<\/li>\r\n <li>Onboarding controls assessment<\/li>\r\n <li>Internal escalation procedures review<\/li>\r\n <li>Transaction monitoring calibration review<\/li>\r\n <\/ul>\r\n <\/div>\r\n\r\n <div class=\"svc-card\">\r\n <div class=\"svc-label\">Transaction Monitoring<\/div>\r\n <h3>Transaction Monitoring Testing & Review<\/h3>\r\n <p>Assessment of transaction monitoring framework effectiveness \u2014 including scenario coverage, alert thresholds, false positive rates, and escalation governance.<\/p>\r\n <ul class=\"svc-list\">\r\n <li>Monitoring scenario coverage review<\/li>\r\n <li>Alert threshold assessment<\/li>\r\n <li>False positive analysis<\/li>\r\n <li>Escalation and review workflow assessment<\/li>\r\n <li>Monitoring governance documentation review<\/li>\r\n <li>Recommendations for control enhancement<\/li>\r\n <\/ul>\r\n <\/div>\r\n\r\n <div class=\"svc-card\">\r\n <div class=\"svc-label\">Sanctions<\/div>\r\n <h3>Sanctions Compliance Review<\/h3>\r\n <p>Assessment of sanctions screening controls, coverage, governance, and operational effectiveness \u2014 including designated persons list coverage and escalation procedures.<\/p>\r\n <ul class=\"svc-list\">\r\n <li>Sanctions screening programme review<\/li>\r\n <li>Screening coverage assessment<\/li>\r\n <li>False positive management review<\/li>\r\n <li>Sanctions risk governance assessment<\/li>\r\n <li>Designated persons list coverage<\/li>\r\n <li>Escalation and de-listing procedures<\/li>\r\n <\/ul>\r\n <\/div>\r\n\r\n <div class=\"svc-card\">\r\n <div class=\"svc-label\">Gap Analysis<\/div>\r\n <h3>AML Gap Analysis<\/h3>\r\n <p>Structured identification of gaps between current AML\/CFT controls and applicable regulatory expectations \u2014 with a prioritised remediation roadmap.<\/p>\r\n <ul class=\"svc-list\">\r\n <li>Regulatory expectation mapping<\/li>\r\n <li>Control gap identification<\/li>\r\n <li>Risk-based prioritisation<\/li>\r\n <li>Remediation roadmap<\/li>\r\n <li>Documentation recommendations<\/li>\r\n <\/ul>\r\n <\/div>\r\n\r\n <div class=\"svc-card\">\r\n <div class=\"svc-label\">Financial Crime<\/div>\r\n <h3>Fraud & Financial Crime Controls Review<\/h3>\r\n <p>Focused review of fraud risk controls and internal financial crime governance \u2014 for fintech, payment, and digital asset businesses seeking broader financial crime assurance.<\/p>\r\n <ul class=\"svc-list\">\r\n <li>Fraud risk assessment<\/li>\r\n <li>Internal controls review<\/li>\r\n <li>Payment fraud prevention assessment<\/li>\r\n <li>Account takeover risk review<\/li>\r\n <li>Escalation and response procedures<\/li>\r\n <li>Financial crime typology assessment<\/li>\r\n <\/ul>\r\n <\/div>\r\n\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n\r\n<section class=\"section\">\r\n <div class=\"c\">\r\n <div class=\"section-label\">Crypto-specific risks<\/div>\r\n <h2 class=\"section-title\">AML Risks Specific to Crypto & Digital Asset Businesses<\/h2>\r\n <p class=\"section-intro\">Crypto and digital asset businesses face a distinct set of AML\/CFT risks that require specialist assessment \u2014 beyond standard AML programme reviews.<\/p>\r\n <div class=\"risk-grid\">\r\n <div class=\"risk-card\">\r\n <div class=\"risk-num\">01<\/div>\r\n <h4>Wallet Exposure<\/h4>\r\n <p>Risks associated with unhosted wallets, high-risk wallet addresses, and blockchain analytics limitations in identifying beneficial ownership.<\/p>\r\n <\/div>\r\n <div class=\"risk-card\">\r\n <div class=\"risk-num\">02<\/div>\r\n <h4>Cross-Border Transaction Flows<\/h4>\r\n <p>Elevated layering and structuring risk across multiple jurisdictions \u2014 particularly for exchanges, OTC desks, and payment platforms.<\/p>\r\n <\/div>\r\n <div class=\"risk-card\">\r\n <div class=\"risk-num\">03<\/div>\r\n <h4>Sanctions Exposure<\/h4>\r\n <p>OFAC, EU, and UN sanctions risks specific to virtual asset transactions \u2014 including exposure to sanctioned addresses and jurisdictions.<\/p>\r\n <\/div>\r\n <div class=\"risk-card\">\r\n <div class=\"risk-num\">04<\/div>\r\n <h4>Travel Rule Obligations<\/h4>\r\n <p>Compliance with TFR and FATF Travel Rule requirements for virtual asset transfers \u2014 including originator and beneficiary information obligations.<\/p>\r\n <\/div>\r\n <div class=\"risk-card\">\r\n <div class=\"risk-num\">05<\/div>\r\n <h4>High-Risk Typologies<\/h4>\r\n <p>Structuring, rapid fund movement, mixer usage, peer-to-peer activity, and other crypto-specific financial crime indicators.<\/p>\r\n <\/div>\r\n <div class=\"risk-card\">\r\n <div class=\"risk-num\">06<\/div>\r\n <h4>Third-Party Provider Risk<\/h4>\r\n <p>AML risks arising from liquidity providers, OTC desks, custodians, and exchange counterparties \u2014 and assessment of third-party due diligence controls.<\/p>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n\r\n<section class=\"section section-light\">\r\n <div class=\"c\">\r\n <div class=\"del-grid\">\r\n <div>\r\n <div class=\"section-label\">What you receive<\/div>\r\n <h2 class=\"section-title\">What the Audit Produces<\/h2>\r\n <ul class=\"del-list\">\r\n <li class=\"del-item\"><div class=\"del-check\">\u2713<\/div>Written audit report with findings and observations<\/li>\r\n <li class=\"del-item\"><div class=\"del-check\">\u2713<\/div>Control gap summary with risk-based prioritisation<\/li>\r\n <li class=\"del-item\"><div class=\"del-check\">\u2713<\/div>Remediation recommendations<\/li>\r\n <li class=\"del-item\"><div class=\"del-check\">\u2713<\/div>Management summary for internal governance or regulatory use<\/li>\r\n <li class=\"del-item\"><div class=\"del-check\">\u2713<\/div>Optional follow-up support for remediation implementation<\/li>\r\n <\/ul>\r\n <div class=\"del-note\">Reports are prepared to a standard suitable for internal governance, regulatory submission, banking due diligence, and investor review.<\/div>\r\n <\/div>\r\n <div>\r\n <div class=\"section-label\">Why it matters<\/div>\r\n <h2 class=\"section-title\">Why Businesses Commission Independent AML Audits<\/h2>\r\n <div class=\"matters-grid\" style=\"grid-template-columns:1fr;gap:0;border:1px solid var(--border)\">\r\n <div style=\"padding:14px 18px;border-bottom:1px solid var(--border);background:var(--white)\">\r\n <div style=\"font-size:12px;font-weight:600;color:var(--blue);margin-bottom:4px\">Regulatory preparation<\/div>\r\n <div style=\"font-size:12px;color:var(--grey);font-weight:300;line-height:1.55\">Regulators expect businesses to conduct periodic independent reviews of their AML\/CFT programme.<\/div>\r\n <\/div>\r\n <div style=\"padding:14px 18px;border-bottom:1px solid var(--border);background:var(--white)\">\r\n <div style=\"font-size:12px;font-weight:600;color:var(--blue);margin-bottom:4px\">Banking & EMI onboarding<\/div>\r\n <div style=\"font-size:12px;color:var(--grey);font-weight:300;line-height:1.55\">Banks and payment providers increasingly request evidence of independent AML review.<\/div>\r\n <\/div>\r\n <div style=\"padding:14px 18px;border-bottom:1px solid var(--border);background:var(--white)\">\r\n <div style=\"font-size:12px;font-weight:600;color:var(--blue);margin-bottom:4px\">Investor due diligence<\/div>\r\n <div style=\"font-size:12px;color:var(--grey);font-weight:300;line-height:1.55\">Institutional investors assess AML\/CFT governance as part of their compliance review.<\/div>\r\n <\/div>\r\n <div style=\"padding:14px 18px;border-bottom:1px solid var(--border);background:var(--white)\">\r\n <div style=\"font-size:12px;font-weight:600;color:var(--blue);margin-bottom:4px\">Licensing applications<\/div>\r\n <div style=\"font-size:12px;color:var(--grey);font-weight:300;line-height:1.55\">MiCA\/CASP and other licensing processes may require evidence of operational AML effectiveness.<\/div>\r\n <\/div>\r\n <div style=\"padding:14px 18px;border-bottom:1px solid var(--border);background:var(--white)\">\r\n <div style=\"font-size:12px;font-weight:600;color:var(--blue);margin-bottom:4px\">Post-incident remediation<\/div>\r\n <div style=\"font-size:12px;color:var(--grey);font-weight:300;line-height:1.55\">Businesses responding to regulatory findings benefit from independent assessment and remediation support.<\/div>\r\n <\/div>\r\n <div style=\"padding:14px 18px;background:var(--white)\">\r\n <div style=\"font-size:12px;font-weight:600;color:var(--blue);margin-bottom:4px\">Ongoing governance<\/div>\r\n <div style=\"font-size:12px;color:var(--grey);font-weight:300;line-height:1.55\">Periodic independent review is a component of sound AML\/CFT governance and compliance culture.<\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n\r\n<section class=\"section\">\r\n <div class=\"c\">\r\n <div class=\"why-grid\">\r\n <div>\r\n <div class=\"section-label\">Why Artlex<\/div>\r\n <h2 class=\"section-title\">Operational AML Experience \u2014 Not Just Advisory<\/h2>\r\n <div class=\"why-text\">\r\n <p>Our experience includes MLRO and operational compliance functions within regulated financial and digital asset environments. We have built and reviewed AML\/CFT systems from the inside \u2014 and we understand how regulators, banks, and counterparties evaluate them in practice.<\/p>\r\n <p>Our audits are grounded in <strong>operational reality<\/strong> \u2014 not generic checklists.<\/p>\r\n <\/div>\r\n <ul class=\"why-points\">\r\n <li class=\"why-point\"><div class=\"why-dot\"><\/div><div class=\"why-point-text\">FATF-oriented audit methodology<\/div><\/li>\r\n <li class=\"why-point\"><div class=\"why-dot\"><\/div><div class=\"why-point-text\">Crypto and fintech-specific risk expertise<\/div><\/li>\r\n <li class=\"why-point\"><div class=\"why-dot\"><\/div><div class=\"why-point-text\">Direct operational AML and compliance experience<\/div><\/li>\r\n <li class=\"why-point\"><div class=\"why-dot\"><\/div><div class=\"why-point-text\">Cross-border regulatory perspective<\/div><\/li>\r\n <li class=\"why-point\"><div class=\"why-dot\"><\/div><div class=\"why-point-text\">Governance and control-oriented approach<\/div><\/li>\r\n <li class=\"why-point\"><div class=\"why-dot\"><\/div><div class=\"why-point-text\">Independent, objective assessment<\/div><\/li>\r\n <\/ul>\r\n <\/div>\r\n <div class=\"cred-box\">\r\n <div class=\"cred-box-lbl\">Professional Credentials<\/div>\r\n <div class=\"cred-box-title\">Certified. Experienced.<br>Operationally focused.<\/div>\r\n <div class=\"cred-items\">\r\n <div class=\"cred-item\">\r\n <div class=\"cred-badge\">ACAMS<\/div>\r\n <div class=\"cred-info\">\r\n <h4>ACAMS Certified<\/h4>\r\n <p>Association of Certified Anti-Money Laundering Specialists \u2014 global standard in AML\/CFT<\/p>\r\n <\/div>\r\n <\/div>\r\n <div class=\"cred-item\">\r\n <div class=\"cred-badge\">ACFE<\/div>\r\n <div class=\"cred-info\">\r\n <h4>ACFE Member<\/h4>\r\n <p>Association of Certified Fraud Examiners \u2014 financial crime and fraud risk expertise<\/p>\r\n <\/div>\r\n <\/div>\r\n <div class=\"cred-item\">\r\n <div class=\"cred-badge\">CySEC<\/div>\r\n <div class=\"cred-info\">\r\n <h4>CySEC AML Certified<\/h4>\r\n <p>Cyprus Securities & Exchange Commission \u2014 EU investment services AML certification<\/p>\r\n <\/div>\r\n <\/div>\r\n <div class=\"cred-item\">\r\n <div class=\"cred-badge\">PhD<\/div>\r\n <div class=\"cred-info\">\r\n <h4>PhD-Qualified Professionals<\/h4>\r\n <p>Legal and compliance professionals with academic and operational AML background<\/p>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n\r\n<section class=\"cta-section\" id=\"contact\">\r\n <div class=\"c\">\r\n <div class=\"cta-grid\">\r\n <div class=\"cta-left\">\r\n <h2>Commission an Independent AML Review<\/h2>\r\n <p>Request an independent assessment of your AML\/CFT framework, operational controls, and compliance governance \u2014 whether you are preparing for regulatory review, banking onboarding, a licensing application, or seeking assurance on your existing programme.<\/p>\r\n <div class=\"cta-contacts\">\r\n <div class=\"cta-contact\">\u2709 <a href=\"mailto:info@artlexconsult.com\">info@artlexconsult.com<\/a><\/div>\r\n <div class=\"cta-contact\">\ud83d\udcde <a href=\"tel:+420607667076\">+420 607 667 076<\/a><\/div>\r\n <\/div>\r\n <\/div>\r\n <div class=\"cta-form-wrap\">\r\n <div class=\"cta-form-title\">Request an AML Audit<\/div>\r\n <form onsubmit=\"return false\">\r\n <div class=\"cform-row\">\r\n <div class=\"cform-field\">\r\n <label class=\"cform-label\">Full name <span class=\"req\">*<\/span><\/label>\r\n <input class=\"ci\" type=\"text\" placeholder=\"Your name\" required>\r\n <\/div>\r\n <div class=\"cform-field\">\r\n <label class=\"cform-label\">Email <span class=\"req\">*<\/span><\/label>\r\n <input class=\"ci\" type=\"email\" placeholder=\"Email address\" required>\r\n <\/div>\r\n <\/div>\r\n <div class=\"cform-field\">\r\n <label class=\"cform-label\">Company \/ project <span class=\"req\">*<\/span><\/label>\r\n <input class=\"ci\" type=\"text\" placeholder=\"Company or project name\" required>\r\n <\/div>\r\n <div class=\"cform-field\">\r\n <label class=\"cform-label\">Type of review<\/label>\r\n <select class=\"ci ci-select\">\r\n <option value=\"\" disabled selected>Select a service<\/option>\r\n <option>AML\/CFT Independent Audit<\/option>\r\n <option>AML Control Effectiveness Review<\/option>\r\n <option>Transaction Monitoring Testing<\/option>\r\n <option>Sanctions Compliance Review<\/option>\r\n <option>AML Gap Analysis<\/option>\r\n <option>Fraud & Financial Crime Controls Review<\/option>\r\n <option>Not sure \u2014 need advice<\/option>\r\n <\/select>\r\n <\/div>\r\n <div class=\"cform-field\">\r\n <label class=\"cform-label\">Message <span class=\"req\">*<\/span><\/label>\r\n <textarea class=\"ci ci-ta\" placeholder=\"Briefly describe your business and what you need\" required rows=\"4\"><\/textarea>\r\n <\/div>\r\n <button type=\"submit\" class=\"btn-submit\">Request an AML Audit<\/button>\r\n <div class=\"cform-note\">Fields marked <span class=\"req\">*<\/span> are required. We respond within 24 hours. All enquiries handled confidentially.<\/div>\r\n <\/form>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n<\/body>\r\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p> AML\/CFT \u00b7 Independent Reviews AML Audit & Independent Compliance Reviews Independent AML\/CFT audits and compliance reviews for crypto, fintech, and regulated businesses. We identify control gaps, governance weaknesses, and remediation priorities \u2014 providing an objective assessment of your AML\/CFT programme’s operational effectiveness. Request an AML Audit Our approach Independent Review \u2014 Not a Tick-Box […]<\/p>\n","protected":false},"author":1,"featured_media":18526,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-template\/second-page.php","meta":{"_eb_attr":"","footnotes":""},"class_list":["post-16037","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/artlexconsult.com\/index.php?rest_route=\/wp\/v2\/pages\/16037","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/artlexconsult.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/artlexconsult.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/artlexconsult.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/artlexconsult.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=16037"}],"version-history":[{"count":76,"href":"https:\/\/artlexconsult.com\/index.php?rest_route=\/wp\/v2\/pages\/16037\/revisions"}],"predecessor-version":[{"id":20024,"href":"https:\/\/artlexconsult.com\/index.php?rest_route=\/wp\/v2\/pages\/16037\/revisions\/20024"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/artlexconsult.com\/index.php?rest_route=\/wp\/v2\/media\/18526"}],"wp:attachment":[{"href":"https:\/\/artlexconsult.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=16037"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}