MiCA & CASP Compliance | Artlex Consult<\/title>\r\n<meta name=\"description\" content=\"MiCA readiness, CASP authorisation support, AML\/CFT frameworks, and financial documentation for crypto asset service providers in the EU.\">\r\n<script type=\"application\/ld+json\">\r\n{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Who needs a MiCA licence?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Any business providing crypto-asset services to clients in the EU requires CASP authorisation under MiCA.\"}},{\"@type\":\"Question\",\"name\":\"Does MiCA apply to non-EU companies?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. MiCA applies to businesses offering crypto-asset services into the EU market or targeting EU clients, regardless of where the company is incorporated.\"}}]}\r\n<\/script>\r\n<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\r\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=DM+Serif+Display:ital@0;1&family=DM+Sans:wght@300;400;500;600;700&display=swap\" rel=\"stylesheet\">\r\n<style>\r\n:root{\r\n --maroon:#7B1F1F;--maroon-dk:#6a1a1a;--gold:#E8A020;--gold-mid:#B8922A;\r\n --light:#F7F7F5;--white:#fff;--grey:#6b6b6b;--border:#E0E0DC;--blue:#1D1D1B;\r\n}\r\n*{box-sizing:border-box;margin:0;padding:0}\r\nhtml,body{width:100%;overflow-x:hidden}\r\nbody{font-family:'DM Sans',sans-serif;background:var(--white);color:var(--blue);font-size:15px;line-height:1.65}\r\n.c{max-width:960px;margin:0 auto;width:100%}\r\n\r\n\/* BUTTONS *\/\r\n.btn-primary,.btn-outline{\r\n display:inline-block;background:var(--maroon);color:#fff !important;\r\n font-weight:700;font-size:14px;letter-spacing:.3px;padding:14px 32px;\r\n border-radius:50px;text-decoration:underline;text-underline-offset:2px;\r\n border:none;cursor:pointer;transition:background .2s;font-family:'DM Sans',sans-serif;\r\n}\r\n.btn-primary:hover,.btn-outline:hover{background:var(--maroon-dk)}\r\n.btn-ghost{\r\n display:inline-block;background:transparent;color:var(--maroon);\r\n font-weight:700;font-size:14px;padding:14px 32px;border-radius:50px;\r\n text-decoration:underline;text-underline-offset:2px;border:2px solid var(--maroon);\r\n cursor:pointer;font-family:'DM Sans',sans-serif;\r\n}\r\n\r\n\/* HERO \u2014 same as Mwali page *\/\r\n.hero{\r\n background:rgba(240,235,228,0.85);color:var(--blue);\r\n padding:80px 24px 72px;text-align:center;\r\n border-bottom:1px solid rgba(0,0,0,0.08);\r\n}\r\n.hero .eyebrow{font-size:11px;font-weight:600;letter-spacing:2px;text-transform:uppercase;color:var(--grey);margin-bottom:16px}\r\n.hero h1{font-family:'DM Serif Display',serif;font-size:clamp(1.8rem,4vw,2.6rem);font-weight:400;line-height:1.2;margin-bottom:12px}\r\n.hero h1 em{font-style:italic;color:var(--maroon)}\r\n.hero p{max-width:580px;margin:0 auto 32px;color:var(--grey);font-size:16px;line-height:1.75}\r\n\r\n\/* SECTIONS *\/\r\n.section{padding:72px 24px}\r\n.section-light{background:var(--light)}\r\n.section-dark{background:#1a0303}\r\n.section-label{font-size:11px;font-weight:600;letter-spacing:2px;text-transform:uppercase;color:var(--gold);margin-bottom:12px}\r\n.section-label-w{font-size:11px;font-weight:600;letter-spacing:2px;text-transform:uppercase;color:var(--gold-mid);margin-bottom:12px}\r\n.section-title{font-family:'DM Serif Display',serif;font-size:clamp(1.6rem,3.5vw,2.2rem);font-weight:400;color:var(--blue);margin-bottom:16px;line-height:1.25}\r\n.section-title-w{font-family:'DM Serif Display',serif;font-size:clamp(1.6rem,3.5vw,2.2rem);font-weight:400;color:#fff;margin-bottom:16px;line-height:1.25}\r\n.section-intro{color:var(--grey);max-width:640px;margin-bottom:48px;font-size:15px;line-height:1.75}\r\n\r\n\/* WHAT IS MICA *\/\r\n.mica-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}\r\n.mica-text p{font-size:15px;color:var(--grey);line-height:1.8;margin-bottom:14px;font-weight:300}\r\n.mica-text p strong{color:var(--blue);font-weight:500}\r\n.mica-scope{border:1px solid var(--border);background:var(--white)}\r\n.mica-scope-title{font-size:10px;font-weight:600;letter-spacing:2px;text-transform:uppercase;color:var(--maroon);padding:14px 20px;border-bottom:1px solid var(--border)}\r\n.mica-scope-list{list-style:none}\r\n.mica-scope-item{padding:11px 20px;border-bottom:1px solid var(--border);display:flex;gap:10px;align-items:flex-start;font-size:13px;color:var(--blue)}\r\n.mica-scope-item:last-child{border-bottom:none}\r\n.mica-scope-dot{width:5px;height:5px;border-radius:50%;background:var(--gold);flex-shrink:0;margin-top:5px}\r\n\r\n\/* KEY REQUIREMENTS *\/\r\n.req-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}\r\n.req-card{border:1px solid var(--border);padding:28px 24px;background:var(--white)}\r\n.req-card h3{font-size:15px;font-weight:600;color:var(--blue);margin-bottom:10px}\r\n.req-card p{font-size:13px;color:var(--grey);line-height:1.7;font-weight:300}\r\n.req-num{font-family:'DM Serif Display',serif;font-size:28px;color:#f0ede8;line-height:1;margin-bottom:12px}\r\n\r\n\/* SERVICES *\/\r\n.svc-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}\r\n.svc-card{border:1px solid var(--border);padding:32px 28px;background:var(--white);display:flex;flex-direction:column}\r\n.svc-card-full{grid-column:1\/-1;background:var(--light)}\r\n.svc-label{font-size:10px;font-weight:700;letter-spacing:2px;text-transform:uppercase;color:var(--gold);margin-bottom:8px}\r\n.svc-card h3{font-family:'DM Serif Display',serif;font-size:1.3rem;font-weight:400;color:var(--blue);margin-bottom:10px}\r\n.svc-card p{font-size:13px;color:var(--grey);line-height:1.65;margin-bottom:18px;font-weight:300}\r\n.svc-list{list-style:none;display:flex;flex-direction:column;gap:6px;margin-bottom:24px;flex:1}\r\n.svc-list li{font-size:13px;color:var(--blue);padding:5px 0 5px 22px;position:relative;line-height:1.5}\r\n.svc-list li::before{content:'\u2713';position:absolute;left:0;color:var(--gold);font-weight:700;font-size:13px}\r\n.svc-4col{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin-bottom:24px}\r\n.svc-col-title{font-size:10px;font-weight:600;letter-spacing:1.5px;text-transform:uppercase;color:var(--maroon);margin-bottom:8px}\r\n.svc-col p{font-size:12px;color:var(--grey);line-height:1.6;font-weight:300}\r\n\r\n\/* PRICING NOTE *\/\r\n.pricing-note{border-left:3px solid var(--gold);padding:20px 24px;background:var(--white);margin-top:28px}\r\n.pricing-note p{font-size:14px;color:var(--grey);line-height:1.7;margin-bottom:8px}\r\n.pricing-note p:last-child{margin-bottom:0}\r\n.pricing-note ul{list-style:none;margin-top:8px;display:flex;flex-direction:column;gap:5px}\r\n.pricing-note ul li{font-size:13px;color:var(--grey);padding-left:16px;position:relative}\r\n.pricing-note ul li::before{content:'\u00b7';position:absolute;left:0;color:var(--gold);font-weight:700;font-size:16px;line-height:1.1}\r\n\r\n\/* PROCESS *\/\r\n.process-steps{display:grid;grid-template-columns:repeat(5,1fr);gap:0;counter-reset:steps;border:1px solid var(--border)}\r\n.process-step{padding:28px 20px;border-right:1px solid var(--border);counter-increment:steps}\r\n.process-step:last-child{border-right:none}\r\n.process-step::before{content:counter(steps,decimal-leading-zero);font-family:'DM Serif Display',serif;font-size:2rem;color:var(--border);display:block;margin-bottom:12px;line-height:1}\r\n.process-step h4{font-size:13px;font-weight:600;color:var(--blue);margin-bottom:8px;line-height:1.3}\r\n.process-step p{font-size:12px;color:var(--grey);line-height:1.6;font-weight:300}\r\n\r\n\/* FAQ *\/\r\n.faq-list{list-style:none}\r\n.faq-item{border-bottom:1px solid var(--border);padding:20px 0}\r\n.faq-item:first-child{border-top:1px solid var(--border)}\r\n.faq-q{font-weight:600;font-size:15px;color:var(--blue);margin-bottom:8px}\r\n.faq-a{font-size:14px;color:var(--grey);line-height:1.75;font-weight:300}\r\n\r\n\/* CTA *\/\r\n.cta-section{background:#1a0303;padding:72px 24px;text-align:center;position:relative}\r\n.cta-section::before{content:'';position:absolute;top:0;left:0;right:0;height:2px;background:var(--gold-mid)}\r\n.cta-section h2{font-family:'DM Serif Display',serif;font-size:clamp(1.5rem,3vw,2rem);font-weight:400;color:#fff;margin-bottom:12px}\r\n.cta-section p{color:rgba(255,255,255,0.55);margin-bottom:32px;font-size:15px;max-width:560px;margin-left:auto;margin-right:auto;line-height:1.75}\r\n.btn-white{display:inline-block;background:#fff;color:var(--maroon) !important;font-weight:700;font-size:14px;padding:14px 32px;border-radius:50px;text-decoration:underline;text-underline-offset:2px;border:none;cursor:pointer}\r\n\r\n\/* RESPONSIVE *\/\r\n@media(max-width:768px){\r\n .section{padding:48px 16px}\r\n .mica-grid{grid-template-columns:1fr}\r\n .req-grid{grid-template-columns:1fr}\r\n .svc-grid{grid-template-columns:1fr}\r\n .svc-card-full{grid-column:1}\r\n .svc-4col{grid-template-columns:1fr 1fr}\r\n .process-steps{grid-template-columns:1fr}\r\n .process-step{border-right:none;border-bottom:1px solid var(--border)}\r\n .process-step:last-child{border-bottom:none}\r\n .hero{padding:56px 16px 48px}\r\n}\r\n@media(max-width:480px){\r\n .svc-4col{grid-template-columns:1fr}\r\n}\r\n\r\n.cta-grid{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:start;text-align:left}\r\n.cta-left h2{text-align:left;font-size:clamp(1.4rem,3vw,1.9rem)}\r\n.cta-left p{text-align:left;margin-left:0;margin-right:0}\r\n.cta-contacts{margin-top:24px;display:flex;flex-direction:column;gap:8px}\r\n.cta-contact{font-size:13px;color:rgba(255,255,255,.35);font-weight:300}\r\n.cta-contact a{color:rgba(255,255,255,.5);text-decoration:none}\r\n.cta-form-wrap{background:rgba(255,255,255,.05);border:.5px solid rgba(255,255,255,.1);padding:32px 28px}\r\n.cta-form-title{font-family:'DM Serif Display',serif;font-size:18px;color:#fff;margin-bottom:20px;font-weight:400}\r\n.cform-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}\r\n.cform-field{display:flex;flex-direction:column;gap:5px;margin-bottom:12px}\r\n.cform-label{font-size:11px;font-weight:600;letter-spacing:.05em;text-transform:uppercase;color:rgba(255,255,255,.4)}\r\n.req{color:#E8A020}\r\n.ci{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.14);padding:12px 14px;font-size:13px;color:#fff;font-family:'DM Sans',sans-serif;outline:none;width:100%}\r\n.ci::placeholder{color:rgba(255,255,255,.25)}\r\n.ci-select{appearance:none;cursor:pointer}\r\n.ci-select option{background:#1a0303;color:#fff}\r\n.ci-ta{resize:vertical;min-height:100px}\r\n.btn-submit{width:100%;background:#7B1F1F;color:#fff;font-weight:700;font-size:14px;padding:15px 28px;border-radius:50px;text-decoration:underline;text-underline-offset:2px;border:none;cursor:pointer;font-family:'DM Sans',sans-serif;margin-top:4px;transition:background .2s}\r\n.btn-submit:hover{background:#6a1a1a}\r\n.cform-note{font-size:11px;color:rgba(255,255,255,.2);margin-top:10px;line-height:1.6}\r\n@media(max-width:768px){\r\n .cta-grid{grid-template-columns:1fr;gap:36px}\r\n .cform-row{grid-template-columns:1fr}\r\n}\r\n<\/style>\r\n<\/head>\r\n<body>\r\n\r\n\r\n<section class=\"hero\">\r\n <div class=\"eyebrow\">EU Crypto Regulation \u00b7 MiCA \/ CASP<\/div>\r\n <h1>MiCA & <em>CASP<\/em> Readiness<br>for Crypto Businesses<\/h1>\r\n <p>Full-scope support for MiCA authorisation \u2014 regulatory assessment, AML\/CFT frameworks, governance documentation, and financial preparation for CASP applicants in the EU.<\/p>\r\n <a href=\"#contact\" class=\"btn-primary\">Book a Consultation<\/a>\r\n<\/section>\r\n\r\n\r\n<section class=\"section\">\r\n <div class=\"c\">\r\n <div class=\"mica-grid\">\r\n <div class=\"mica-text\">\r\n <div class=\"section-label\">Regulation overview<\/div>\r\n <h2 class=\"section-title\">What is MiCA \u2014 and who does it affect?<\/h2>\r\n <p>The <strong>Markets in Crypto-Assets Regulation (MiCA)<\/strong> is the EU's comprehensive regulatory framework for crypto-asset service providers. It entered into force in 2023 and applies to all businesses providing crypto-asset services to clients in the EU.<\/p>\r\n <p>MiCA introduces a <strong>harmonised licensing regime<\/strong> across the EU, requiring businesses to obtain CASP (Crypto-Asset Service Provider) authorisation before offering covered services.<\/p>\r\n <p>The regulation applies regardless of where the company is incorporated \u2014 <strong>non-EU businesses targeting EU clients<\/strong> are equally within scope.<\/p>\r\n <\/div>\r\n <div>\r\n <div class=\"mica-scope\">\r\n <div class=\"mica-scope-title\">Services covered under MiCA \/ CASP<\/div>\r\n <ul class=\"mica-scope-list\">\r\n <li class=\"mica-scope-item\"><div class=\"mica-scope-dot\"><\/div>Custody and administration of crypto-assets<\/li>\r\n <li class=\"mica-scope-item\"><div class=\"mica-scope-dot\"><\/div>Operation of a trading platform<\/li>\r\n <li class=\"mica-scope-item\"><div class=\"mica-scope-dot\"><\/div>Exchange of crypto-assets for fiat or other crypto<\/li>\r\n <li class=\"mica-scope-item\"><div class=\"mica-scope-dot\"><\/div>Execution of orders on behalf of clients<\/li>\r\n <li class=\"mica-scope-item\"><div class=\"mica-scope-dot\"><\/div>Placing of crypto-assets<\/li>\r\n <li class=\"mica-scope-item\"><div class=\"mica-scope-dot\"><\/div>Reception and transmission of orders<\/li>\r\n <li class=\"mica-scope-item\"><div class=\"mica-scope-dot\"><\/div>Providing advice on crypto-assets<\/li>\r\n <li class=\"mica-scope-item\"><div class=\"mica-scope-dot\"><\/div>Portfolio management in crypto-assets<\/li>\r\n <li class=\"mica-scope-item\"><div class=\"mica-scope-dot\"><\/div>Transfer services for crypto-assets<\/li>\r\n <\/ul>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n\r\n<section class=\"section section-light\">\r\n <div class=\"c\">\r\n <div class=\"section-label\">What MiCA requires<\/div>\r\n <h2 class=\"section-title\">Key Regulatory Requirements for CASP Authorisation<\/h2>\r\n <p class=\"section-intro\">To obtain CASP authorisation under MiCA, businesses must demonstrate operational and regulatory readiness across four core areas.<\/p>\r\n <div class=\"req-grid\">\r\n <div class=\"req-card\">\r\n <div class=\"req-num\">01<\/div>\r\n <h3>AML\/CFT Compliance<\/h3>\r\n <p>A fully operational AML\/CFT programme aligned with AMLD6, the Travel Rule (TFR), and FATF standards \u2014 including KYC\/EDD procedures, transaction monitoring, sanctions screening, and STR\/SAR reporting. Template policies are not sufficient \u2014 regulators assess whether systems are operationally functional and proportionate to the business model.<\/p>\r\n <\/div>\r\n <div class=\"req-card\">\r\n <div class=\"req-num\">02<\/div>\r\n <h3>Governance & Internal Controls<\/h3>\r\n <p>Robust governance structures and management body requirements, conflicts of interest policies, complaints handling procedures, outsourcing controls, and business continuity planning. MiCA sets specific requirements for how CASPs are managed and controlled internally.<\/p>\r\n <\/div>\r\n <div class=\"req-card\">\r\n <div class=\"req-num\">03<\/div>\r\n <h3>ICT & Operational Resilience<\/h3>\r\n <p>Documented ICT risk management frameworks, operational resilience policies, and vendor and outsourcing assessments. CASPs must demonstrate that their operational infrastructure is appropriately managed and can withstand disruption.<\/p>\r\n <\/div>\r\n <div class=\"req-card\">\r\n <div class=\"req-num\">04<\/div>\r\n <h3>Financial Viability & Own Funds<\/h3>\r\n <p>Adequate own funds and capital adequacy calculations proportionate to the class of CASP services. Financial projections, prudential safeguarding analysis, and stress-testing are required as part of the authorisation application package.<\/p>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n\r\n<section class=\"section\">\r\n <div class=\"c\">\r\n <div class=\"section-label\">Our services<\/div>\r\n <h2 class=\"section-title\">MiCA & CASP Compliance Services<\/h2>\r\n <p class=\"section-intro\">We provide end-to-end support for MiCA authorisation \u2014 from initial regulatory assessment to submission-ready documentation.<\/p>\r\n <div class=\"svc-grid\">\r\n\r\n <div class=\"svc-card\">\r\n <div class=\"svc-label\">Regulatory<\/div>\r\n <h3>MiCA Readiness Assessment<\/h3>\r\n <p>An in-depth review of your business model, operational structure, and service offering to determine MiCA applicability, CASP licensing classification, and readiness gaps.<\/p>\r\n <ul class=\"svc-list\">\r\n <li>Business model analysis under MiCA<\/li>\r\n <li>CASP service classification<\/li>\r\n <li>Licensing jurisdiction assessment<\/li>\r\n <li>Regulatory gap identification<\/li>\r\n <li>Roadmap to authorisation<\/li>\r\n <\/ul>\r\n <a href=\"#contact\" class=\"btn-outline\">Request<\/a>\r\n <\/div>\r\n\r\n <div class=\"svc-card\">\r\n <div class=\"svc-label\">Compliance<\/div>\r\n <h3>AML\/CFT Framework for CASP<\/h3>\r\n <p>Operational AML\/CFT systems aligned with AMLD6, FATF standards, and the Travel Rule \u2014 built to withstand regulatory scrutiny and banking due diligence.<\/p>\r\n <ul class=\"svc-list\">\r\n <li>AML\/CFT Policies & Procedures<\/li>\r\n <li>Enterprise-Wide Risk Assessment (EWRA)<\/li>\r\n <li>KYC & Enhanced Due Diligence (EDD)<\/li>\r\n <li>Transaction Monitoring Framework<\/li>\r\n <li>Travel Rule (TFR) compliance<\/li>\r\n <li>Sanctions screening controls<\/li>\r\n <li>STR\/SAR escalation framework<\/li>\r\n <li>MLRO support<\/li>\r\n <\/ul>\r\n <a href=\"#contact\" class=\"btn-outline\">Request<\/a>\r\n <\/div>\r\n\r\n <div class=\"svc-card\">\r\n <div class=\"svc-label\">Governance<\/div>\r\n <h3>CASP Governance & Operational Documentation<\/h3>\r\n <p>Full governance documentation package required for CASP authorisation \u2014 internal controls, operational policies, and resilience frameworks.<\/p>\r\n <ul class=\"svc-list\">\r\n <li>Governance framework documentation<\/li>\r\n <li>Internal control frameworks<\/li>\r\n <li>Outsourcing & vendor assessments<\/li>\r\n <li>ICT & operational resilience documentation<\/li>\r\n <li>Complaints handling procedures<\/li>\r\n <li>Conflicts of interest policy<\/li>\r\n <li>Business continuity planning<\/li>\r\n <\/ul>\r\n <a href=\"#contact\" class=\"btn-outline\">Request<\/a>\r\n <\/div>\r\n\r\n <div class=\"svc-card\">\r\n <div class=\"svc-label\">Financial<\/div>\r\n <h3>Financial Documentation for MiCA Application<\/h3>\r\n <p>Complete financial documentation package required by regulators \u2014 projections, prudential calculations, and stress-testing prepared to submission standard.<\/p>\r\n <ul class=\"svc-list\">\r\n <li>Projected Balance Sheet<\/li>\r\n <li>Projected Profit & Loss Statement<\/li>\r\n <li>Projected Cash Flow Statement<\/li>\r\n <li>Own funds & capital adequacy calculations<\/li>\r\n <li>Prudential safeguarding analysis<\/li>\r\n <li>Financial viability & profitability analysis<\/li>\r\n <li>Stress-testing & scenario analysis<\/li>\r\n <li>Supporting financial assumptions & methodologies<\/li>\r\n <\/ul>\r\n <a href=\"#contact\" class=\"btn-outline\">Request<\/a>\r\n <\/div>\r\n\r\n <div class=\"svc-card svc-card-full\">\r\n <div class=\"svc-label\">Full Service<\/div>\r\n <h3>End-to-End MiCA Authorisation Support<\/h3>\r\n <p>For businesses seeking complete support from initial assessment through to submission \u2014 we coordinate the full MiCA authorisation process as a single engagement.<\/p>\r\n <div class=\"svc-4col\">\r\n <div><div class=\"svc-col-title\">Assessment<\/div><p class=\"svc-col\">Business model review, CASP classification, gap analysis, roadmap<\/p><\/div>\r\n <div><div class=\"svc-col-title\">AML\/CFT<\/div><p class=\"svc-col\">AML\/CFT framework, KYC\/EDD, transaction monitoring, Travel Rule, sanctions<\/p><\/div>\r\n <div><div class=\"svc-col-title\">Governance<\/div><p class=\"svc-col\">Internal controls, outsourcing, ICT resilience, operational policies<\/p><\/div>\r\n <div><div class=\"svc-col-title\">Financial<\/div><p class=\"svc-col\">Financial projections, capital adequacy, prudential calculations<\/p><\/div>\r\n <\/div>\r\n <a href=\"#contact\" class=\"btn-outline\">Request<\/a>\r\n <\/div>\r\n\r\n <\/div>\r\n\r\n <div class=\"pricing-note\">\r\n <p><strong>Factors affecting the final cost of services:<\/strong><\/p>\r\n <ul>\r\n <li>Results of the Initial Case Assessment \u2014 determining the level of specialists' involvement in preparing the application and developing the required documents.<\/li>\r\n <li>Necessary Classes of services within CASP.<\/li>\r\n <\/ul>\r\n <\/div>\r\n\r\n <\/div>\r\n<\/section>\r\n\r\n\r\n<section class=\"section section-light\">\r\n <div class=\"c\">\r\n <div class=\"section-label\">How it works<\/div>\r\n <h2 class=\"section-title\">MiCA Authorisation Process<\/h2>\r\n <p class=\"section-intro\">A structured approach from initial assessment through to authorisation and ongoing compliance.<\/p>\r\n <div class=\"process-steps\">\r\n <div class=\"process-step\">\r\n <h4>Business Model Assessment<\/h4>\r\n <p>Analysis of services, target markets, token\/payment flows, and jurisdictional exposure under MiCA.<\/p>\r\n <\/div>\r\n <div class=\"process-step\">\r\n <h4>Gap Analysis<\/h4>\r\n <p>Identification of licensing triggers, AML\/CFT gaps, governance deficiencies, and documentation requirements.<\/p>\r\n <\/div>\r\n <div class=\"process-step\">\r\n <h4>Documentation<\/h4>\r\n <p>Preparation of AML\/CFT frameworks, governance policies, financial projections, and operational procedures.<\/p>\r\n <\/div>\r\n <div class=\"process-step\">\r\n <h4>Application Support<\/h4>\r\n <p>Coordination of the application package, regulator interaction support, and submission preparation.<\/p>\r\n <\/div>\r\n <div class=\"process-step\">\r\n <h4>Ongoing Compliance<\/h4>\r\n <p>Post-authorisation AML governance, compliance monitoring, and regulatory maintenance support.<\/p>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n\r\n<section class=\"section\">\r\n <div class=\"c\">\r\n <div class=\"section-label\">FAQ<\/div>\r\n <h2 class=\"section-title\">Frequently Asked Questions<\/h2>\r\n <ul class=\"faq-list\">\r\n <li class=\"faq-item\">\r\n <div class=\"faq-q\">Who needs a MiCA licence?<\/div>\r\n <div class=\"faq-a\">Any business providing crypto-asset services to clients in the EU \u2014 including exchanges, custody providers, trading platforms, and portfolio managers \u2014 requires CASP authorisation under MiCA.<\/div>\r\n <\/li>\r\n <li class=\"faq-item\">\r\n <div class=\"faq-q\">Does MiCA apply to non-EU companies?<\/div>\r\n <div class=\"faq-a\">Yes. MiCA applies to businesses offering crypto-asset services into the EU market or targeting EU clients, regardless of where the company is incorporated. Territorial scope is determined by where services are offered.<\/div>\r\n <\/li>\r\n <li class=\"faq-item\">\r\n <div class=\"faq-q\">What is the difference between MiCA and VASP?<\/div>\r\n <div class=\"faq-a\">VASP (Virtual Asset Service Provider) is the FATF terminology used globally. CASP (Crypto-Asset Service Provider) is the EU classification under MiCA. Businesses in the EU must comply with MiCA\/CASP requirements in addition to any FATF-based obligations in other jurisdictions.<\/div>\r\n <\/li>\r\n <li class=\"faq-item\">\r\n <div class=\"faq-q\">How long does MiCA authorisation take?<\/div>\r\n <div class=\"faq-a\">The competent authority has up to 25 working days to assess completeness of the application, and up to 40 working days to assess the application itself. Total timeline depends on business readiness and the quality of documentation submitted.<\/div>\r\n <\/li>\r\n <li class=\"faq-item\">\r\n <div class=\"faq-q\">Can a company operate without MiCA authorisation while applying?<\/div>\r\n <div class=\"faq-a\">Transitional arrangements vary by EU member state. Full CASP authorisation under MiCA is required to continue providing services across the EU on a permanent basis.<\/div>\r\n <\/li>\r\n <li class=\"faq-item\">\r\n <div class=\"faq-q\">What AML\/CFT obligations apply under MiCA?<\/div>\r\n <div class=\"faq-a\">CASPs are subject to AMLD6 and the Travel Rule (TFR). This requires a fully operational AML\/CFT programme including KYC\/EDD, transaction monitoring, sanctions screening, and an appointed MLRO. Template policies are not sufficient \u2014 regulators assess whether systems are operationally functional.<\/div>\r\n <\/li>\r\n <li class=\"faq-item\">\r\n <div class=\"faq-q\">Why is financial documentation required for MiCA?<\/div>\r\n <div class=\"faq-a\">MiCA requires applicants to demonstrate financial viability, adequate own funds, and capital adequacy. This involves submitting projected financial statements, prudential calculations, and stress-testing analysis as part of the authorisation application package.<\/div>\r\n <\/li>\r\n <\/ul>\r\n <\/div>\r\n<\/section>\r\n\r\n\r\n<section class=\"cta-section\" id=\"contact\">\r\n <div class=\"c\">\r\n <div class=\"cta-grid\">\r\n <div class=\"cta-left\">\r\n <h2>Preparing for MiCA Authorisation?<\/h2>\r\n <p>Whether you are assessing your MiCA exposure, building your compliance framework, or preparing the full application package \u2014 we can support your business from assessment through to submission.<\/p>\r\n <div class=\"cta-contacts\">\r\n <div class=\"cta-contact\">\u2709 <a href=\"mailto:info@artlexconsult.com\">info@artlexconsult.com<\/a><\/div>\r\n <div class=\"cta-contact\">\ud83d\udcde <a href=\"tel:+420607667076\">+420 607 667 076<\/a><\/div>\r\n <\/div>\r\n <\/div>\r\n <div class=\"cta-form-wrap\">\r\n <div class=\"cta-form-title\">Book a Consultation<\/div>\r\n <form class=\"cta-form\" onsubmit=\"return false\">\r\n <div class=\"cform-row\">\r\n <div class=\"cform-field\">\r\n <label class=\"cform-label\">Full name <span class=\"req\">*<\/span><\/label>\r\n <input class=\"ci\" type=\"text\" placeholder=\"Your name\" required>\r\n <\/div>\r\n <div class=\"cform-field\">\r\n <label class=\"cform-label\">Email <span class=\"req\">*<\/span><\/label>\r\n <input class=\"ci\" type=\"email\" placeholder=\"Email address\" required>\r\n <\/div>\r\n <\/div>\r\n <div class=\"cform-field\">\r\n <label class=\"cform-label\">Company \/ project <span class=\"req\">*<\/span><\/label>\r\n <input class=\"ci\" type=\"text\" placeholder=\"Company or project name\" required>\r\n <\/div>\r\n <div class=\"cform-field\">\r\n <label class=\"cform-label\">Service of interest<\/label>\r\n <select class=\"ci ci-select\">\r\n <option value=\"\" disabled selected>Select a service<\/option>\r\n <option>MiCA Readiness Assessment<\/option>\r\n <option>AML\/CFT Framework for CASP<\/option>\r\n <option>CASP Governance & Documentation<\/option>\r\n <option>Financial Documentation<\/option>\r\n <option>End-to-End MiCA Support<\/option>\r\n <option>Not sure yet<\/option>\r\n <\/select>\r\n <\/div>\r\n <div class=\"cform-field\">\r\n <label class=\"cform-label\">Message <span class=\"req\">*<\/span><\/label>\r\n <textarea class=\"ci ci-ta\" placeholder=\"Briefly describe your business and what you need\" required rows=\"4\"><\/textarea>\r\n <\/div>\r\n <button type=\"submit\" class=\"btn-submit\">Book a Consultation<\/button>\r\n <div class=\"cform-note\">Fields marked <span class=\"req\">*<\/span> are required. We respond within 24 hours. All enquiries handled confidentially.<\/div>\r\n <\/form>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n<\/body>\r\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p> EU Crypto Regulation \u00b7 MiCA \/ CASP MiCA & CASP Readiness for Crypto Businesses Full-scope support for MiCA authorisation \u2014 regulatory assessment, AML\/CFT frameworks, governance documentation, and financial preparation for CASP applicants in the EU. Book a Consultation Regulation overview What is MiCA \u2014 and who does it affect? The Markets in Crypto-Assets Regulation […]<\/p>\n","protected":false},"author":1,"featured_media":15715,"parent":40,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-template\/second-page.php","meta":{"_eb_attr":"","footnotes":""},"class_list":["post-15679","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/artlexconsult.com\/index.php?rest_route=\/wp\/v2\/pages\/15679","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/artlexconsult.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/artlexconsult.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/artlexconsult.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/artlexconsult.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=15679"}],"version-history":[{"count":91,"href":"https:\/\/artlexconsult.com\/index.php?rest_route=\/wp\/v2\/pages\/15679\/revisions"}],"predecessor-version":[{"id":20175,"href":"https:\/\/artlexconsult.com\/index.php?rest_route=\/wp\/v2\/pages\/15679\/revisions\/20175"}],"up":[{"embeddable":true,"href":"https:\/\/artlexconsult.com\/index.php?rest_route=\/wp\/v2\/pages\/40"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/artlexconsult.com\/index.php?rest_route=\/wp\/v2\/media\/15715"}],"wp:attachment":[{"href":"https:\/\/artlexconsult.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=15679"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}

\n\t\t\t\t\t\t

\n\t\t\t\t\t

\n\t\t\t

\n\t\t\t\t\t\t

\n\t\t\t\t

\n\t\t\t\t\t\r\n\r\n\r\n\r\n\r\nMiCA & CASP Compliance | Artlex Consult<\/title>\r\n<meta name=\"description\" content=\"MiCA readiness, CASP authorisation support, AML\/CFT frameworks, and financial documentation for crypto asset service providers in the EU.\">\r\n<script type=\"application\/ld+json\">\r\n{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Who needs a MiCA licence?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Any business providing crypto-asset services to clients in the EU requires CASP authorisation under MiCA.\"}},{\"@type\":\"Question\",\"name\":\"Does MiCA apply to non-EU companies?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. MiCA applies to businesses offering crypto-asset services into the EU market or targeting EU clients, regardless of where the company is incorporated.\"}}]}\r\n<\/script>\r\n<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\r\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=DM+Serif+Display:ital@0;1&family=DM+Sans:wght@300;400;500;600;700&display=swap\" rel=\"stylesheet\">\r\n<style>\r\n:root{\r\n --maroon:#7B1F1F;--maroon-dk:#6a1a1a;--gold:#E8A020;--gold-mid:#B8922A;\r\n --light:#F7F7F5;--white:#fff;--grey:#6b6b6b;--border:#E0E0DC;--blue:#1D1D1B;\r\n}\r\n*{box-sizing:border-box;margin:0;padding:0}\r\nhtml,body{width:100%;overflow-x:hidden}\r\nbody{font-family:'DM Sans',sans-serif;background:var(--white);color:var(--blue);font-size:15px;line-height:1.65}\r\n.c{max-width:960px;margin:0 auto;width:100%}\r\n\r\n\/* BUTTONS *\/\r\n.btn-primary,.btn-outline{\r\n display:inline-block;background:var(--maroon);color:#fff !important;\r\n font-weight:700;font-size:14px;letter-spacing:.3px;padding:14px 32px;\r\n border-radius:50px;text-decoration:underline;text-underline-offset:2px;\r\n border:none;cursor:pointer;transition:background .2s;font-family:'DM Sans',sans-serif;\r\n}\r\n.btn-primary:hover,.btn-outline:hover{background:var(--maroon-dk)}\r\n.btn-ghost{\r\n display:inline-block;background:transparent;color:var(--maroon);\r\n font-weight:700;font-size:14px;padding:14px 32px;border-radius:50px;\r\n text-decoration:underline;text-underline-offset:2px;border:2px solid var(--maroon);\r\n cursor:pointer;font-family:'DM Sans',sans-serif;\r\n}\r\n\r\n\/* HERO \u2014 same as Mwali page *\/\r\n.hero{\r\n background:rgba(240,235,228,0.85);color:var(--blue);\r\n padding:80px 24px 72px;text-align:center;\r\n border-bottom:1px solid rgba(0,0,0,0.08);\r\n}\r\n.hero .eyebrow{font-size:11px;font-weight:600;letter-spacing:2px;text-transform:uppercase;color:var(--grey);margin-bottom:16px}\r\n.hero h1{font-family:'DM Serif Display',serif;font-size:clamp(1.8rem,4vw,2.6rem);font-weight:400;line-height:1.2;margin-bottom:12px}\r\n.hero h1 em{font-style:italic;color:var(--maroon)}\r\n.hero p{max-width:580px;margin:0 auto 32px;color:var(--grey);font-size:16px;line-height:1.75}\r\n\r\n\/* SECTIONS *\/\r\n.section{padding:72px 24px}\r\n.section-light{background:var(--light)}\r\n.section-dark{background:#1a0303}\r\n.section-label{font-size:11px;font-weight:600;letter-spacing:2px;text-transform:uppercase;color:var(--gold);margin-bottom:12px}\r\n.section-label-w{font-size:11px;font-weight:600;letter-spacing:2px;text-transform:uppercase;color:var(--gold-mid);margin-bottom:12px}\r\n.section-title{font-family:'DM Serif Display',serif;font-size:clamp(1.6rem,3.5vw,2.2rem);font-weight:400;color:var(--blue);margin-bottom:16px;line-height:1.25}\r\n.section-title-w{font-family:'DM Serif Display',serif;font-size:clamp(1.6rem,3.5vw,2.2rem);font-weight:400;color:#fff;margin-bottom:16px;line-height:1.25}\r\n.section-intro{color:var(--grey);max-width:640px;margin-bottom:48px;font-size:15px;line-height:1.75}\r\n\r\n\/* WHAT IS MICA *\/\r\n.mica-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}\r\n.mica-text p{font-size:15px;color:var(--grey);line-height:1.8;margin-bottom:14px;font-weight:300}\r\n.mica-text p strong{color:var(--blue);font-weight:500}\r\n.mica-scope{border:1px solid var(--border);background:var(--white)}\r\n.mica-scope-title{font-size:10px;font-weight:600;letter-spacing:2px;text-transform:uppercase;color:var(--maroon);padding:14px 20px;border-bottom:1px solid var(--border)}\r\n.mica-scope-list{list-style:none}\r\n.mica-scope-item{padding:11px 20px;border-bottom:1px solid var(--border);display:flex;gap:10px;align-items:flex-start;font-size:13px;color:var(--blue)}\r\n.mica-scope-item:last-child{border-bottom:none}\r\n.mica-scope-dot{width:5px;height:5px;border-radius:50%;background:var(--gold);flex-shrink:0;margin-top:5px}\r\n\r\n\/* KEY REQUIREMENTS *\/\r\n.req-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}\r\n.req-card{border:1px solid var(--border);padding:28px 24px;background:var(--white)}\r\n.req-card h3{font-size:15px;font-weight:600;color:var(--blue);margin-bottom:10px}\r\n.req-card p{font-size:13px;color:var(--grey);line-height:1.7;font-weight:300}\r\n.req-num{font-family:'DM Serif Display',serif;font-size:28px;color:#f0ede8;line-height:1;margin-bottom:12px}\r\n\r\n\/* SERVICES *\/\r\n.svc-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}\r\n.svc-card{border:1px solid var(--border);padding:32px 28px;background:var(--white);display:flex;flex-direction:column}\r\n.svc-card-full{grid-column:1\/-1;background:var(--light)}\r\n.svc-label{font-size:10px;font-weight:700;letter-spacing:2px;text-transform:uppercase;color:var(--gold);margin-bottom:8px}\r\n.svc-card h3{font-family:'DM Serif Display',serif;font-size:1.3rem;font-weight:400;color:var(--blue);margin-bottom:10px}\r\n.svc-card p{font-size:13px;color:var(--grey);line-height:1.65;margin-bottom:18px;font-weight:300}\r\n.svc-list{list-style:none;display:flex;flex-direction:column;gap:6px;margin-bottom:24px;flex:1}\r\n.svc-list li{font-size:13px;color:var(--blue);padding:5px 0 5px 22px;position:relative;line-height:1.5}\r\n.svc-list li::before{content:'\u2713';position:absolute;left:0;color:var(--gold);font-weight:700;font-size:13px}\r\n.svc-4col{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin-bottom:24px}\r\n.svc-col-title{font-size:10px;font-weight:600;letter-spacing:1.5px;text-transform:uppercase;color:var(--maroon);margin-bottom:8px}\r\n.svc-col p{font-size:12px;color:var(--grey);line-height:1.6;font-weight:300}\r\n\r\n\/* PRICING NOTE *\/\r\n.pricing-note{border-left:3px solid var(--gold);padding:20px 24px;background:var(--white);margin-top:28px}\r\n.pricing-note p{font-size:14px;color:var(--grey);line-height:1.7;margin-bottom:8px}\r\n.pricing-note p:last-child{margin-bottom:0}\r\n.pricing-note ul{list-style:none;margin-top:8px;display:flex;flex-direction:column;gap:5px}\r\n.pricing-note ul li{font-size:13px;color:var(--grey);padding-left:16px;position:relative}\r\n.pricing-note ul li::before{content:'\u00b7';position:absolute;left:0;color:var(--gold);font-weight:700;font-size:16px;line-height:1.1}\r\n\r\n\/* PROCESS *\/\r\n.process-steps{display:grid;grid-template-columns:repeat(5,1fr);gap:0;counter-reset:steps;border:1px solid var(--border)}\r\n.process-step{padding:28px 20px;border-right:1px solid var(--border);counter-increment:steps}\r\n.process-step:last-child{border-right:none}\r\n.process-step::before{content:counter(steps,decimal-leading-zero);font-family:'DM Serif Display',serif;font-size:2rem;color:var(--border);display:block;margin-bottom:12px;line-height:1}\r\n.process-step h4{font-size:13px;font-weight:600;color:var(--blue);margin-bottom:8px;line-height:1.3}\r\n.process-step p{font-size:12px;color:var(--grey);line-height:1.6;font-weight:300}\r\n\r\n\/* FAQ *\/\r\n.faq-list{list-style:none}\r\n.faq-item{border-bottom:1px solid var(--border);padding:20px 0}\r\n.faq-item:first-child{border-top:1px solid var(--border)}\r\n.faq-q{font-weight:600;font-size:15px;color:var(--blue);margin-bottom:8px}\r\n.faq-a{font-size:14px;color:var(--grey);line-height:1.75;font-weight:300}\r\n\r\n\/* CTA *\/\r\n.cta-section{background:#1a0303;padding:72px 24px;text-align:center;position:relative}\r\n.cta-section::before{content:'';position:absolute;top:0;left:0;right:0;height:2px;background:var(--gold-mid)}\r\n.cta-section h2{font-family:'DM Serif Display',serif;font-size:clamp(1.5rem,3vw,2rem);font-weight:400;color:#fff;margin-bottom:12px}\r\n.cta-section p{color:rgba(255,255,255,0.55);margin-bottom:32px;font-size:15px;max-width:560px;margin-left:auto;margin-right:auto;line-height:1.75}\r\n.btn-white{display:inline-block;background:#fff;color:var(--maroon) !important;font-weight:700;font-size:14px;padding:14px 32px;border-radius:50px;text-decoration:underline;text-underline-offset:2px;border:none;cursor:pointer}\r\n\r\n\/* RESPONSIVE *\/\r\n@media(max-width:768px){\r\n .section{padding:48px 16px}\r\n .mica-grid{grid-template-columns:1fr}\r\n .req-grid{grid-template-columns:1fr}\r\n .svc-grid{grid-template-columns:1fr}\r\n .svc-card-full{grid-column:1}\r\n .svc-4col{grid-template-columns:1fr 1fr}\r\n .process-steps{grid-template-columns:1fr}\r\n .process-step{border-right:none;border-bottom:1px solid var(--border)}\r\n .process-step:last-child{border-bottom:none}\r\n .hero{padding:56px 16px 48px}\r\n}\r\n@media(max-width:480px){\r\n .svc-4col{grid-template-columns:1fr}\r\n}\r\n\r\n.cta-grid{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:start;text-align:left}\r\n.cta-left h2{text-align:left;font-size:clamp(1.4rem,3vw,1.9rem)}\r\n.cta-left p{text-align:left;margin-left:0;margin-right:0}\r\n.cta-contacts{margin-top:24px;display:flex;flex-direction:column;gap:8px}\r\n.cta-contact{font-size:13px;color:rgba(255,255,255,.35);font-weight:300}\r\n.cta-contact a{color:rgba(255,255,255,.5);text-decoration:none}\r\n.cta-form-wrap{background:rgba(255,255,255,.05);border:.5px solid rgba(255,255,255,.1);padding:32px 28px}\r\n.cta-form-title{font-family:'DM Serif Display',serif;font-size:18px;color:#fff;margin-bottom:20px;font-weight:400}\r\n.cform-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}\r\n.cform-field{display:flex;flex-direction:column;gap:5px;margin-bottom:12px}\r\n.cform-label{font-size:11px;font-weight:600;letter-spacing:.05em;text-transform:uppercase;color:rgba(255,255,255,.4)}\r\n.req{color:#E8A020}\r\n.ci{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.14);padding:12px 14px;font-size:13px;color:#fff;font-family:'DM Sans',sans-serif;outline:none;width:100%}\r\n.ci::placeholder{color:rgba(255,255,255,.25)}\r\n.ci-select{appearance:none;cursor:pointer}\r\n.ci-select option{background:#1a0303;color:#fff}\r\n.ci-ta{resize:vertical;min-height:100px}\r\n.btn-submit{width:100%;background:#7B1F1F;color:#fff;font-weight:700;font-size:14px;padding:15px 28px;border-radius:50px;text-decoration:underline;text-underline-offset:2px;border:none;cursor:pointer;font-family:'DM Sans',sans-serif;margin-top:4px;transition:background .2s}\r\n.btn-submit:hover{background:#6a1a1a}\r\n.cform-note{font-size:11px;color:rgba(255,255,255,.2);margin-top:10px;line-height:1.6}\r\n@media(max-width:768px){\r\n .cta-grid{grid-template-columns:1fr;gap:36px}\r\n .cform-row{grid-template-columns:1fr}\r\n}\r\n<\/style>\r\n<\/head>\r\n<body>\r\n\r\n\r\n<section class=\"hero\">\r\n <div class=\"eyebrow\">EU Crypto Regulation \u00b7 MiCA \/ CASP<\/div>\r\n <h1>MiCA & <em>CASP<\/em> Readiness<br>for Crypto Businesses<\/h1>\r\n <p>Full-scope support for MiCA authorisation \u2014 regulatory assessment, AML\/CFT frameworks, governance documentation, and financial preparation for CASP applicants in the EU.<\/p>\r\n <a href=\"#contact\" class=\"btn-primary\">Book a Consultation<\/a>\r\n<\/section>\r\n\r\n\r\n<section class=\"section\">\r\n <div class=\"c\">\r\n <div class=\"mica-grid\">\r\n <div class=\"mica-text\">\r\n <div class=\"section-label\">Regulation overview<\/div>\r\n <h2 class=\"section-title\">What is MiCA \u2014 and who does it affect?<\/h2>\r\n <p>The <strong>Markets in Crypto-Assets Regulation (MiCA)<\/strong> is the EU's comprehensive regulatory framework for crypto-asset service providers. It entered into force in 2023 and applies to all businesses providing crypto-asset services to clients in the EU.<\/p>\r\n <p>MiCA introduces a <strong>harmonised licensing regime<\/strong> across the EU, requiring businesses to obtain CASP (Crypto-Asset Service Provider) authorisation before offering covered services.<\/p>\r\n <p>The regulation applies regardless of where the company is incorporated \u2014 <strong>non-EU businesses targeting EU clients<\/strong> are equally within scope.<\/p>\r\n <\/div>\r\n <div>\r\n <div class=\"mica-scope\">\r\n <div class=\"mica-scope-title\">Services covered under MiCA \/ CASP<\/div>\r\n <ul class=\"mica-scope-list\">\r\n <li class=\"mica-scope-item\"><div class=\"mica-scope-dot\"><\/div>Custody and administration of crypto-assets<\/li>\r\n <li class=\"mica-scope-item\"><div class=\"mica-scope-dot\"><\/div>Operation of a trading platform<\/li>\r\n <li class=\"mica-scope-item\"><div class=\"mica-scope-dot\"><\/div>Exchange of crypto-assets for fiat or other crypto<\/li>\r\n <li class=\"mica-scope-item\"><div class=\"mica-scope-dot\"><\/div>Execution of orders on behalf of clients<\/li>\r\n <li class=\"mica-scope-item\"><div class=\"mica-scope-dot\"><\/div>Placing of crypto-assets<\/li>\r\n <li class=\"mica-scope-item\"><div class=\"mica-scope-dot\"><\/div>Reception and transmission of orders<\/li>\r\n <li class=\"mica-scope-item\"><div class=\"mica-scope-dot\"><\/div>Providing advice on crypto-assets<\/li>\r\n <li class=\"mica-scope-item\"><div class=\"mica-scope-dot\"><\/div>Portfolio management in crypto-assets<\/li>\r\n <li class=\"mica-scope-item\"><div class=\"mica-scope-dot\"><\/div>Transfer services for crypto-assets<\/li>\r\n <\/ul>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n\r\n<section class=\"section section-light\">\r\n <div class=\"c\">\r\n <div class=\"section-label\">What MiCA requires<\/div>\r\n <h2 class=\"section-title\">Key Regulatory Requirements for CASP Authorisation<\/h2>\r\n <p class=\"section-intro\">To obtain CASP authorisation under MiCA, businesses must demonstrate operational and regulatory readiness across four core areas.<\/p>\r\n <div class=\"req-grid\">\r\n <div class=\"req-card\">\r\n <div class=\"req-num\">01<\/div>\r\n <h3>AML\/CFT Compliance<\/h3>\r\n <p>A fully operational AML\/CFT programme aligned with AMLD6, the Travel Rule (TFR), and FATF standards \u2014 including KYC\/EDD procedures, transaction monitoring, sanctions screening, and STR\/SAR reporting. Template policies are not sufficient \u2014 regulators assess whether systems are operationally functional and proportionate to the business model.<\/p>\r\n <\/div>\r\n <div class=\"req-card\">\r\n <div class=\"req-num\">02<\/div>\r\n <h3>Governance & Internal Controls<\/h3>\r\n <p>Robust governance structures and management body requirements, conflicts of interest policies, complaints handling procedures, outsourcing controls, and business continuity planning. MiCA sets specific requirements for how CASPs are managed and controlled internally.<\/p>\r\n <\/div>\r\n <div class=\"req-card\">\r\n <div class=\"req-num\">03<\/div>\r\n <h3>ICT & Operational Resilience<\/h3>\r\n <p>Documented ICT risk management frameworks, operational resilience policies, and vendor and outsourcing assessments. CASPs must demonstrate that their operational infrastructure is appropriately managed and can withstand disruption.<\/p>\r\n <\/div>\r\n <div class=\"req-card\">\r\n <div class=\"req-num\">04<\/div>\r\n <h3>Financial Viability & Own Funds<\/h3>\r\n <p>Adequate own funds and capital adequacy calculations proportionate to the class of CASP services. Financial projections, prudential safeguarding analysis, and stress-testing are required as part of the authorisation application package.<\/p>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n\r\n<section class=\"section\">\r\n <div class=\"c\">\r\n <div class=\"section-label\">Our services<\/div>\r\n <h2 class=\"section-title\">MiCA & CASP Compliance Services<\/h2>\r\n <p class=\"section-intro\">We provide end-to-end support for MiCA authorisation \u2014 from initial regulatory assessment to submission-ready documentation.<\/p>\r\n <div class=\"svc-grid\">\r\n\r\n <div class=\"svc-card\">\r\n <div class=\"svc-label\">Regulatory<\/div>\r\n <h3>MiCA Readiness Assessment<\/h3>\r\n <p>An in-depth review of your business model, operational structure, and service offering to determine MiCA applicability, CASP licensing classification, and readiness gaps.<\/p>\r\n <ul class=\"svc-list\">\r\n <li>Business model analysis under MiCA<\/li>\r\n <li>CASP service classification<\/li>\r\n <li>Licensing jurisdiction assessment<\/li>\r\n <li>Regulatory gap identification<\/li>\r\n <li>Roadmap to authorisation<\/li>\r\n <\/ul>\r\n <a href=\"#contact\" class=\"btn-outline\">Request<\/a>\r\n <\/div>\r\n\r\n <div class=\"svc-card\">\r\n <div class=\"svc-label\">Compliance<\/div>\r\n <h3>AML\/CFT Framework for CASP<\/h3>\r\n <p>Operational AML\/CFT systems aligned with AMLD6, FATF standards, and the Travel Rule \u2014 built to withstand regulatory scrutiny and banking due diligence.<\/p>\r\n <ul class=\"svc-list\">\r\n <li>AML\/CFT Policies & Procedures<\/li>\r\n <li>Enterprise-Wide Risk Assessment (EWRA)<\/li>\r\n <li>KYC & Enhanced Due Diligence (EDD)<\/li>\r\n <li>Transaction Monitoring Framework<\/li>\r\n <li>Travel Rule (TFR) compliance<\/li>\r\n <li>Sanctions screening controls<\/li>\r\n <li>STR\/SAR escalation framework<\/li>\r\n <li>MLRO support<\/li>\r\n <\/ul>\r\n <a href=\"#contact\" class=\"btn-outline\">Request<\/a>\r\n <\/div>\r\n\r\n <div class=\"svc-card\">\r\n <div class=\"svc-label\">Governance<\/div>\r\n <h3>CASP Governance & Operational Documentation<\/h3>\r\n <p>Full governance documentation package required for CASP authorisation \u2014 internal controls, operational policies, and resilience frameworks.<\/p>\r\n <ul class=\"svc-list\">\r\n <li>Governance framework documentation<\/li>\r\n <li>Internal control frameworks<\/li>\r\n <li>Outsourcing & vendor assessments<\/li>\r\n <li>ICT & operational resilience documentation<\/li>\r\n <li>Complaints handling procedures<\/li>\r\n <li>Conflicts of interest policy<\/li>\r\n <li>Business continuity planning<\/li>\r\n <\/ul>\r\n <a href=\"#contact\" class=\"btn-outline\">Request<\/a>\r\n <\/div>\r\n\r\n <div class=\"svc-card\">\r\n <div class=\"svc-label\">Financial<\/div>\r\n <h3>Financial Documentation for MiCA Application<\/h3>\r\n <p>Complete financial documentation package required by regulators \u2014 projections, prudential calculations, and stress-testing prepared to submission standard.<\/p>\r\n <ul class=\"svc-list\">\r\n <li>Projected Balance Sheet<\/li>\r\n <li>Projected Profit & Loss Statement<\/li>\r\n <li>Projected Cash Flow Statement<\/li>\r\n <li>Own funds & capital adequacy calculations<\/li>\r\n <li>Prudential safeguarding analysis<\/li>\r\n <li>Financial viability & profitability analysis<\/li>\r\n <li>Stress-testing & scenario analysis<\/li>\r\n <li>Supporting financial assumptions & methodologies<\/li>\r\n <\/ul>\r\n <a href=\"#contact\" class=\"btn-outline\">Request<\/a>\r\n <\/div>\r\n\r\n <div class=\"svc-card svc-card-full\">\r\n <div class=\"svc-label\">Full Service<\/div>\r\n <h3>End-to-End MiCA Authorisation Support<\/h3>\r\n <p>For businesses seeking complete support from initial assessment through to submission \u2014 we coordinate the full MiCA authorisation process as a single engagement.<\/p>\r\n <div class=\"svc-4col\">\r\n <div><div class=\"svc-col-title\">Assessment<\/div><p class=\"svc-col\">Business model review, CASP classification, gap analysis, roadmap<\/p><\/div>\r\n <div><div class=\"svc-col-title\">AML\/CFT<\/div><p class=\"svc-col\">AML\/CFT framework, KYC\/EDD, transaction monitoring, Travel Rule, sanctions<\/p><\/div>\r\n <div><div class=\"svc-col-title\">Governance<\/div><p class=\"svc-col\">Internal controls, outsourcing, ICT resilience, operational policies<\/p><\/div>\r\n <div><div class=\"svc-col-title\">Financial<\/div><p class=\"svc-col\">Financial projections, capital adequacy, prudential calculations<\/p><\/div>\r\n <\/div>\r\n <a href=\"#contact\" class=\"btn-outline\">Request<\/a>\r\n <\/div>\r\n\r\n <\/div>\r\n\r\n <div class=\"pricing-note\">\r\n <p><strong>Factors affecting the final cost of services:<\/strong><\/p>\r\n <ul>\r\n <li>Results of the Initial Case Assessment \u2014 determining the level of specialists' involvement in preparing the application and developing the required documents.<\/li>\r\n <li>Necessary Classes of services within CASP.<\/li>\r\n <\/ul>\r\n <\/div>\r\n\r\n <\/div>\r\n<\/section>\r\n\r\n\r\n<section class=\"section section-light\">\r\n <div class=\"c\">\r\n <div class=\"section-label\">How it works<\/div>\r\n <h2 class=\"section-title\">MiCA Authorisation Process<\/h2>\r\n <p class=\"section-intro\">A structured approach from initial assessment through to authorisation and ongoing compliance.<\/p>\r\n <div class=\"process-steps\">\r\n <div class=\"process-step\">\r\n <h4>Business Model Assessment<\/h4>\r\n <p>Analysis of services, target markets, token\/payment flows, and jurisdictional exposure under MiCA.<\/p>\r\n <\/div>\r\n <div class=\"process-step\">\r\n <h4>Gap Analysis<\/h4>\r\n <p>Identification of licensing triggers, AML\/CFT gaps, governance deficiencies, and documentation requirements.<\/p>\r\n <\/div>\r\n <div class=\"process-step\">\r\n <h4>Documentation<\/h4>\r\n <p>Preparation of AML\/CFT frameworks, governance policies, financial projections, and operational procedures.<\/p>\r\n <\/div>\r\n <div class=\"process-step\">\r\n <h4>Application Support<\/h4>\r\n <p>Coordination of the application package, regulator interaction support, and submission preparation.<\/p>\r\n <\/div>\r\n <div class=\"process-step\">\r\n <h4>Ongoing Compliance<\/h4>\r\n <p>Post-authorisation AML governance, compliance monitoring, and regulatory maintenance support.<\/p>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n\r\n<section class=\"section\">\r\n <div class=\"c\">\r\n <div class=\"section-label\">FAQ<\/div>\r\n <h2 class=\"section-title\">Frequently Asked Questions<\/h2>\r\n <ul class=\"faq-list\">\r\n <li class=\"faq-item\">\r\n <div class=\"faq-q\">Who needs a MiCA licence?<\/div>\r\n <div class=\"faq-a\">Any business providing crypto-asset services to clients in the EU \u2014 including exchanges, custody providers, trading platforms, and portfolio managers \u2014 requires CASP authorisation under MiCA.<\/div>\r\n <\/li>\r\n <li class=\"faq-item\">\r\n <div class=\"faq-q\">Does MiCA apply to non-EU companies?<\/div>\r\n <div class=\"faq-a\">Yes. MiCA applies to businesses offering crypto-asset services into the EU market or targeting EU clients, regardless of where the company is incorporated. Territorial scope is determined by where services are offered.<\/div>\r\n <\/li>\r\n <li class=\"faq-item\">\r\n <div class=\"faq-q\">What is the difference between MiCA and VASP?<\/div>\r\n <div class=\"faq-a\">VASP (Virtual Asset Service Provider) is the FATF terminology used globally. CASP (Crypto-Asset Service Provider) is the EU classification under MiCA. Businesses in the EU must comply with MiCA\/CASP requirements in addition to any FATF-based obligations in other jurisdictions.<\/div>\r\n <\/li>\r\n <li class=\"faq-item\">\r\n <div class=\"faq-q\">How long does MiCA authorisation take?<\/div>\r\n <div class=\"faq-a\">The competent authority has up to 25 working days to assess completeness of the application, and up to 40 working days to assess the application itself. Total timeline depends on business readiness and the quality of documentation submitted.<\/div>\r\n <\/li>\r\n <li class=\"faq-item\">\r\n <div class=\"faq-q\">Can a company operate without MiCA authorisation while applying?<\/div>\r\n <div class=\"faq-a\">Transitional arrangements vary by EU member state. Full CASP authorisation under MiCA is required to continue providing services across the EU on a permanent basis.<\/div>\r\n <\/li>\r\n <li class=\"faq-item\">\r\n <div class=\"faq-q\">What AML\/CFT obligations apply under MiCA?<\/div>\r\n <div class=\"faq-a\">CASPs are subject to AMLD6 and the Travel Rule (TFR). This requires a fully operational AML\/CFT programme including KYC\/EDD, transaction monitoring, sanctions screening, and an appointed MLRO. Template policies are not sufficient \u2014 regulators assess whether systems are operationally functional.<\/div>\r\n <\/li>\r\n <li class=\"faq-item\">\r\n <div class=\"faq-q\">Why is financial documentation required for MiCA?<\/div>\r\n <div class=\"faq-a\">MiCA requires applicants to demonstrate financial viability, adequate own funds, and capital adequacy. This involves submitting projected financial statements, prudential calculations, and stress-testing analysis as part of the authorisation application package.<\/div>\r\n <\/li>\r\n <\/ul>\r\n <\/div>\r\n<\/section>\r\n\r\n\r\n<section class=\"cta-section\" id=\"contact\">\r\n <div class=\"c\">\r\n <div class=\"cta-grid\">\r\n <div class=\"cta-left\">\r\n <h2>Preparing for MiCA Authorisation?<\/h2>\r\n <p>Whether you are assessing your MiCA exposure, building your compliance framework, or preparing the full application package \u2014 we can support your business from assessment through to submission.<\/p>\r\n <div class=\"cta-contacts\">\r\n <div class=\"cta-contact\">\u2709 <a href=\"mailto:info@artlexconsult.com\">info@artlexconsult.com<\/a><\/div>\r\n <div class=\"cta-contact\">\ud83d\udcde <a href=\"tel:+420607667076\">+420 607 667 076<\/a><\/div>\r\n <\/div>\r\n <\/div>\r\n <div class=\"cta-form-wrap\">\r\n <div class=\"cta-form-title\">Book a Consultation<\/div>\r\n <form class=\"cta-form\" onsubmit=\"return false\">\r\n <div class=\"cform-row\">\r\n <div class=\"cform-field\">\r\n <label class=\"cform-label\">Full name <span class=\"req\">*<\/span><\/label>\r\n <input class=\"ci\" type=\"text\" placeholder=\"Your name\" required>\r\n <\/div>\r\n <div class=\"cform-field\">\r\n <label class=\"cform-label\">Email <span class=\"req\">*<\/span><\/label>\r\n <input class=\"ci\" type=\"email\" placeholder=\"Email address\" required>\r\n <\/div>\r\n <\/div>\r\n <div class=\"cform-field\">\r\n <label class=\"cform-label\">Company \/ project <span class=\"req\">*<\/span><\/label>\r\n <input class=\"ci\" type=\"text\" placeholder=\"Company or project name\" required>\r\n <\/div>\r\n <div class=\"cform-field\">\r\n <label class=\"cform-label\">Service of interest<\/label>\r\n <select class=\"ci ci-select\">\r\n <option value=\"\" disabled selected>Select a service<\/option>\r\n <option>MiCA Readiness Assessment<\/option>\r\n <option>AML\/CFT Framework for CASP<\/option>\r\n <option>CASP Governance & Documentation<\/option>\r\n <option>Financial Documentation<\/option>\r\n <option>End-to-End MiCA Support<\/option>\r\n <option>Not sure yet<\/option>\r\n <\/select>\r\n <\/div>\r\n <div class=\"cform-field\">\r\n <label class=\"cform-label\">Message <span class=\"req\">*<\/span><\/label>\r\n <textarea class=\"ci ci-ta\" placeholder=\"Briefly describe your business and what you need\" required rows=\"4\"><\/textarea>\r\n <\/div>\r\n <button type=\"submit\" class=\"btn-submit\">Book a Consultation<\/button>\r\n <div class=\"cform-note\">Fields marked <span class=\"req\">*<\/span> are required. We respond within 24 hours. All enquiries handled confidentially.<\/div>\r\n <\/form>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n<\/body>\r\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p> EU Crypto Regulation \u00b7 MiCA \/ CASP MiCA & CASP Readiness for Crypto Businesses Full-scope support for MiCA authorisation \u2014 regulatory assessment, AML\/CFT frameworks, governance documentation, and financial preparation for CASP applicants in the EU. Book a Consultation Regulation overview What is MiCA \u2014 and who does it affect? The Markets in Crypto-Assets Regulation […]<\/p>\n","protected":false},"author":1,"featured_media":15715,"parent":40,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-template\/second-page.php","meta":{"_eb_attr":"","footnotes":""},"class_list":["post-15679","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/artlexconsult.com\/index.php?rest_route=\/wp\/v2\/pages\/15679","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/artlexconsult.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/artlexconsult.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/artlexconsult.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/artlexconsult.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=15679"}],"version-history":[{"count":91,"href":"https:\/\/artlexconsult.com\/index.php?rest_route=\/wp\/v2\/pages\/15679\/revisions"}],"predecessor-version":[{"id":20175,"href":"https:\/\/artlexconsult.com\/index.php?rest_route=\/wp\/v2\/pages\/15679\/revisions\/20175"}],"up":[{"embeddable":true,"href":"https:\/\/artlexconsult.com\/index.php?rest_route=\/wp\/v2\/pages\/40"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/artlexconsult.com\/index.php?rest_route=\/wp\/v2\/media\/15715"}],"wp:attachment":[{"href":"https:\/\/artlexconsult.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=15679"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}